package com.hehenian.biz.service.trade.impl;
import com.hehenian.biz.common.account.dataobject.AccountUserDo;
import com.hehenian.biz.common.base.result.IResult;
import com.hehenian.biz.common.base.result.ResultSupport;
import com.hehenian.biz.common.exception.BusinessException;
import com.hehenian.biz.common.trade.IWithdrawService;
import com.hehenian.biz.common.trade.dataobject.MerCashDo;
import com.hehenian.biz.common.trade.dataobject.WithdrawDo;
import com.hehenian.biz.common.util.CalculateUtils;
import com.hehenian.biz.component.account.IBankCardComponent;
import com.hehenian.biz.component.account.IPersonComponent;
import com.hehenian.biz.component.account.IUserComponent;
import com.hehenian.biz.component.trade.IFundrecordComponent;
import com.hehenian.biz.component.trade.IMerCostComponent;
import com.hehenian.biz.component.trade.IReconciliationComponent;
import com.hehenian.biz.component.trade.IWithdrawComponent;
import com.hehenian.biz.facade.account.AccountType;
import com.hehenian.biz.facade.account.IAccountManagerService;
import com.hehenian.biz.facade.account.parameter.InParameter;
import com.hehenian.biz.facade.account.parameter.OutParameter;
import com.ibm.icu.text.DecimalFormat;
import org.apache.commons.lang.StringUtils;
import org.apache.commons.lang.time.DateUtils;
import org.apache.log4j.Logger;
import org.springframework.beans.factory.annotation.Autowired;
import org.springframework.stereotype.Service;
import java.util.Calendar;
import java.util.Date;
@Service("withdrawService")
public class WithdrawServiceImpl implements IWithdrawService {
private final Logger logger = Logger.getLogger(this.getClass());
@Autowired
private IAccountManagerService accountManagerService;
@Autowired
private IWithdrawComponent withdrawComponent;
@Autowired
private IUserComponent userComponent;
@Autowired
private IPersonComponent personComponent;
@Autowired
private IBankCardComponent bankCardComponent;
@Autowired
private IMerCostComponent merCostComponent;
@Autowired
private IFundrecordComponent fundrecordComponent;
@Autowired
private IReconciliationComponent reconciliationComponent;
@Override
public IResult<?> addWithdraw(WithdrawDo withdrawDo) {
IResult<String> result = new ResultSupport<String>();
try {
// 校验提现申请信息
result = checkWithdrawApply(withdrawDo);
if (!result.isSuccess()) {
return result;
}
// 新增提现申请
withdrawComponent.addWithdraw(withdrawDo);
// 发送提现申请请求到汇付
return cash(withdrawDo);
} catch (BusinessException e) {
result.setSuccess(false);
result.setErrorMessage(e.getMessage());
logger.error(e.getMessage(), e);
} catch (Exception e) {
result.setSuccess(false);
result.setErrorMessage("操作失败,请稍后再试!");
logger.error(e.getMessage(), e);
}
return result;
}
/**
* 提现申请
*
* @param withdrawDo
* @return
*/
private IResult<String> cash(WithdrawDo withdrawDo) {
AccountUserDo accountUserDo = userComponent.getById(withdrawDo.getUserId());
InParameter inParameter = new InParameter();
inParameter.setOrdId(withdrawDo.getId() + "");
inParameter.setRetUrl("cash.do");
inParameter.setBgRetUrl("cashBg.do");
inParameter.getParams().put("usrCustId", accountUserDo.getUsrCustId() + "");// 汇付注册客户号
inParameter.getParams().put("transAmt", new DecimalFormat("#0.00").format(withdrawDo.getSum()));
inParameter.getParams().put("openAcctId", (withdrawDo.getAcount() != null ? withdrawDo.getAcount() : ""));
inParameter.getParams().put("servFee", getWithdrawServFee(withdrawDo.getUserId(), withdrawDo.getSum()));// 提现服务费
OutParameter outParameter = accountManagerService.cash(inParameter, AccountType.CHINAPNR);
IResult<String> result = new ResultSupport<String>();
if (outParameter.isSuccess()) {
result.setSuccess(true);
result.setModel((String) outParameter.getParams().get("htmlText"));
} else {
result.setSuccess(false);
result.setErrorMessage(outParameter.getRespDesc());
}
return result;
}
/**
* 获取提现服务费，每月三笔免费提现，其余按提现1%收取，最高2元每笔
*
* @param userId
* @param transAmt
* @return
* @author: liuzgmf
* @date: 2014年10月17日下午2:17:28
*/
private Double getWithdrawServFee(Long userId, Double transAmt) {
Date beginDate = DateUtils.truncate(DateUtils.setDays(new Date(), 1), Calendar.DATE);
Date endDate = DateUtils.addMonths(beginDate, 1);
int count = withdrawComponent.countWithdrawQty(userId, beginDate, endDate);
if (count > 3) {
Double servFee = CalculateUtils.mul(transAmt, 0.01);
return (CalculateUtils.lt(servFee, 2.00) ? servFee : 2.00);
} else {
return 0.00;
}
}
/**
* 校验提现申请信息
*
* @param withdrawDo
* @return
*/
private IResult<String> checkWithdrawApply(WithdrawDo withdrawDo) {
IResult<String> result = new ResultSupport<String>();
AccountUserDo userDo = userComponent.getById(withdrawDo.getUserId());
if (userDo == null) {
result.setSuccess(false);
result.setErrorMessage("无此用户!");
return result;
}
if (userDo.getEnable().intValue() == 2) {
result.setSuccess(false);
result.setErrorMessage("禁用用户!");
return result;
}
if (userDo.getEnable().intValue() == 3) {
result.setSuccess(false);
result.setErrorMessage("黑名单用户!");
return result;
}
double withdrawAmt = CalculateUtils.sub(userDo.getUsableSum(), userDo.getLockAmount());
if (CalculateUtils.lt(withdrawAmt, withdrawDo.getSum())) {
result.setSuccess(false);
result.setErrorMessage("账户余额不足!");
return result;
}
result.setSuccess(true);
return result;
}
@Override
public Integer deleteById(Long id) {
return withdrawComponent.deleteById(id);
}
@Override
public WithdrawDo getById(Long id) {
return withdrawComponent.getById(id);
}
@Override
public IResult<?> addWithdrawCallback(WithdrawDo withdrawDo) {
IResult<Integer> result = new ResultSupport<Integer>(true);
try {
WithdrawDo localWithdrawDo = withdrawComponent.getById(withdrawDo.getId());
if (!CalculateUtils.eq(localWithdrawDo.getSum(), withdrawDo.getSum())) {
throw new BusinessException("提现申请[" + withdrawDo.getId() + "]金额[" + localWithdrawDo.getSum()
+ "]与汇付返回提现金额[" + withdrawDo.getSum() + "]不一致!");
}
AccountUserDo userDo = userComponent.getUserByCustId(withdrawDo.getUsrCustId());
if (userDo.getId().longValue() != localWithdrawDo.getUserId().longValue()) {
throw new BusinessException("提现[" + withdrawDo.getId() + "]用户不一致!");
}
if (StringUtils.isNotBlank(localWithdrawDo.getTrxId())) {
throw new BusinessException("提现记录[" + withdrawDo.getId() + "]已处理!");
}
// 发送冻结请求到汇付
InParameter inParameter = new InParameter();
inParameter.setOrdId(fundrecordComponent.getAutoIncrementId() + "");
inParameter.getParams().put("usrCustId", withdrawDo.getUsrCustId());
inParameter.getParams().put("transAmt", new DecimalFormat("#0.00").format(withdrawDo.getSum()));
OutParameter outParameter = accountManagerService.usrFreezeBg(inParameter, AccountType.CHINAPNR);
if (!outParameter.isSuccess()) {
withdrawComponent.updateStatus(withdrawDo.getId(), 5, 0);
throw new BusinessException("冻结用户提现[" + withdrawDo.getId() + "]金额失败!");
}
withdrawDo.setTrxId(outParameter.getTrxId());
// 执行平台提现申请操作，如果操作失败，解冻提现金额
try {
withdrawComponent.updateWithdrawCallback(withdrawDo);
} catch (RuntimeException e) {
logger.error(e.getMessage(), e);
usrUnFreeze(withdrawDo.getId(), withdrawDo.getTrxId());
}
} catch (BusinessException e) {
result.setSuccess(false);
result.setErrorMessage(e.getMessage());
logger.warn(e.getMessage());
} catch (Exception e) {
result.setSuccess(false);
result.setErrorMessage("操作失败,请稍后再试!");
logger.error(e.getMessage(), e);
}
return result;
}
/**
* 解冻用户提现金额
*
* @param withdrawDo
* @author: liuzgmf
* @date: 2014-11-4下午4:06:33
*/
private void usrUnFreeze(long ordId, String trxId) {
InParameter inParameter = new InParameter();
inParameter.setOrdId(ordId + "");
inParameter.setTrxId(trxId);
OutParameter outParameter = accountManagerService.usrUnFreeze(inParameter, AccountType.CHINAPNR);
if (!outParameter.isSuccess()) {
throw new BusinessException("解冻用户提现[" + ordId + "]金额失败!");
}
}
@Override
public IResult<?> updateWithdrawAudit(WithdrawDo withdrawDo) {
IResult<?> result = new ResultSupport<String>(true);
try {
result = checkAuditingWithdraw(withdrawDo.getId());
if (!result.isSuccess()) {
return result;
}
if (withdrawDo.getStatus().intValue() == 5) {// 如果拒绝提现，则需要解冻用户的提现金额
InParameter inParameter = new InParameter();
WithdrawDo localWithdrawDo = withdrawComponent.getById(withdrawDo.getId());
inParameter.setTrxId(localWithdrawDo.getTrxId());
OutParameter outParameter = accountManagerService.usrUnFreeze(inParameter, AccountType.CHINAPNR);
if (!outParameter.isSuccess()) {
throw new BusinessException("审核失败，提现金额解冻失败!");
}
withdrawComponent.updateWithdrawFault(withdrawDo);
} else {
withdrawComponent.updateWithdrawAudit(withdrawDo);
}
result.setSuccess(true);
} catch (BusinessException e) {
result.setSuccess(false);
result.setErrorMessage(e.getMessage());
logger.warn(e.getMessage());
} catch (Exception e) {
result.setSuccess(false);
result.setErrorMessage("操作失败,请稍后再试!");
logger.error(e.getMessage(), e);
}
return result;
}
private IResult<?> checkAuditingWithdraw(Long withdrawId) {
IResult<String> result = new ResultSupport<String>();
WithdrawDo localWithdrawDo = withdrawComponent.getById(withdrawId);
if (localWithdrawDo.getStatus().intValue() == 2) {
result.setSuccess(false);
result.setErrorMessage("该笔提现款已完成!");
return result;
}
if (localWithdrawDo.getStatus().intValue() == 3) {
result.setSuccess(false);
result.setErrorMessage("该笔提现款已取消!");
return result;
}
if (localWithdrawDo.getStatus().intValue() == 4) {
result.setSuccess(false);
result.setErrorMessage("该笔提现款正在转账中!");
return result;
}
if (localWithdrawDo.getStatus().intValue() == 5) {
result.setSuccess(false);
result.setErrorMessage("该笔提现款已受理!");
return result;
}
result.setSuccess(true);
return result;
}
@Override
public IResult<?> updateWithdrawTransfer(WithdrawDo withdrawDo) {
IResult<?> result = new ResultSupport<String>();
try {
// 校验提现申请记录是否符合提现要求
result = checkWithdrawStatus(withdrawDo);
if (!result.isSuccess()) {
return result;
}
// 解冻
WithdrawDo localWithdrawDo = withdrawComponent.getById(withdrawDo.getId());
InParameter inParameter = new InParameter();
inParameter.setOrdId(localWithdrawDo.getId() + "");
inParameter.setTrxId(localWithdrawDo.getTrxId());
OutParameter outParameter = accountManagerService.usrUnFreeze(inParameter, AccountType.CHINAPNR);
if (!outParameter.isSuccess()) {
result.setSuccess(false);
result.setErrorMessage(outParameter.getRespDesc());
return result;
}
// 提现复核
InParameter costInParameter = new InParameter();
costInParameter.setOrdId(localWithdrawDo.getId() + "");
AccountUserDo userDo = userComponent.getById(localWithdrawDo.getUserId());
costInParameter.getParams().put("usrCustId", userDo.getUsrCustId() + "");
costInParameter.getParams().put("transAmt", new DecimalFormat("#0.00").format(localWithdrawDo.getSum()));
costInParameter.getParams().put("auditFlag", getAuditFlag(withdrawDo.getStatus()));
outParameter = accountManagerService.cashAudit(costInParameter, AccountType.CHINAPNR);
if (!outParameter.isSuccess() && !"重复交易".equals(outParameter.getRespDesc())) {
result.setSuccess(false);
result.setErrorMessage(outParameter.getRespDesc());
return result;
}
// 校验提现金额
String transAmt = (String) outParameter.getParams().get("TransAmt");
if (StringUtils.isBlank(transAmt) || CalculateUtils.le(Double.valueOf(transAmt), 0.00)) {
result.setSuccess(false);
result.setErrorMessage("转账金额错误!");
return result;
}
// 修改提现记录及增加交易记录
withdrawDo.setSum(Double.valueOf(transAmt));
boolean success = withdrawComponent.updateWithdrawTransfer(withdrawDo);
if (success) {
result.setSuccess(true);
return result;
} else {
result.setSuccess(false);
result.setErrorMessage("操作失败，请稍后再试!");
}
} catch (BusinessException e) {
result.setSuccess(false);
result.setErrorMessage(e.getMessage());
logger.warn(e.getMessage());
} catch (Exception e) {
result.setSuccess(false);
result.setErrorMessage("操作失败,请稍后再试!");
logger.error(e.getMessage(), e);
}
return result;
}
/**
* 获取审核状态
*
* @return
*/
private String getAuditFlag(Integer status) {
if (status.intValue() == 2) {
return "S";
} else if (status.intValue() == 5) {
return "R";
}
return null;
}
/**
* 交易提现申请记录的状态
*
* @param withdrawDo
* @param result
* @return
*/
private IResult<?> checkWithdrawStatus(WithdrawDo withdrawDo) {
IResult<String> result = new ResultSupport<String>();
WithdrawDo localWithdrawDo = withdrawComponent.getById(withdrawDo.getId());
if (localWithdrawDo == null) {
result.setSuccess(false);
result.setErrorMessage("提现申请记录不存在!");
return result;
}
localWithdrawDo.setStatus(localWithdrawDo.getStatus() == null ? 5 : localWithdrawDo.getStatus());
if (localWithdrawDo.getStatus().intValue() == 1) {
result.setSuccess(false);
result.setErrorMessage("该笔提现款正在审核中!");
return result;
}
if (localWithdrawDo.getStatus().intValue() == 2) {
result.setSuccess(false);
result.setErrorMessage("该笔提现款已完成!");
return result;
}
if (localWithdrawDo.getStatus().intValue() == 3) {
result.setSuccess(false);
result.setErrorMessage("该笔提现款已取消!");
return result;
}
if (localWithdrawDo.getStatus().intValue() == 5) {
result.setSuccess(false);
result.setErrorMessage("该笔提现款已受理!");
return result;
}
result.setSuccess(true);
return result;
}
@Override
public IResult<?> addMerWithdraw(MerCashDo merCashDo) {
IResult<?> result = new ResultSupport<String>();
try {
// 新增平台提现记录
Long merCostId = merCostComponent.addMerCash(merCashDo);
// 平台提现
InParameter inParameter = new InParameter();
inParameter.setOrdId(merCostId + "");
inParameter.getParams().put("usrCustId", merCashDo.getUsrCustId());
inParameter.getParams().put("transAmt", merCashDo.getSum());
inParameter.getParams().put("remark", "");
OutParameter outParameter = accountManagerService.merCash(inParameter, AccountType.CHINAPNR);
if (!outParameter.isSuccess()) {
result.setSuccess(false);
result.setErrorMessage(outParameter.getRespDesc());
return result;
}
// 修改平台提现记录
String feeAmt = (String) outParameter.getParams().get("FeeAmt");
merCashDo.setPoundage(Double.parseDouble(feeAmt));// 提现手续费
merCashDo.setCardNo((String) outParameter.getParams().get("OpenAcctId"));// 银行卡号
merCashDo.setStatus(1);// 1代表成功
merCostComponent.updateMerCash(merCashDo);
result.setSuccess(true);
} catch (BusinessException e) {
result.setSuccess(false);
result.setErrorMessage(e.getMessage());
logger.warn(e.getMessage());
} catch (Exception e) {
result.setSuccess(false);
result.setErrorMessage("操作失败,请稍后再试!");
logger.error(e.getMessage(), e);
}
return result;
}
@Override
public boolean updateStatus(Long withdrawId, Integer status, Integer origStatus) {
return withdrawComponent.updateStatus(withdrawId, status, origStatus);
}
}