/**
* @Project: hehenian-biz-service
* @Package com.hehenian.biz.component.trade.impl
* @Title: InsteadOfRepayment.java
* @Description: TODO
* @author: zhangyunhmf
* @date 2014年9月28日 下午4:26:02
* @Copyright: HEHENIAN Co.,Ltd. All rights reserved.
* @version V1.0
*/
package com.hehenian.biz.component.trade.impl;
import java.util.List;
import org.springframework.stereotype.Component;
import com.hehenian.biz.common.account.dataobject.AccountUserDo;
import com.hehenian.biz.common.trade.dataobject.InvestRepaymentDo;
import com.hehenian.biz.common.trade.dataobject.RepaymentContext;
import com.hehenian.biz.common.trade.dataobject.RepaymentDo;
/**
* 代偿
*
* @author: zhangyunhmf
* @date 2014年9月28日 下午4:26:02
*/
@Component("compRepayComponentImpl")
public class CompRepayComponentImpl extends DefaultAbstractRepayComponent {
private static final String notify_template = "sms_repay_normal.ftl";
/**
*
* checkAmount 检查用户账户金额是否足够
*
* @return boolean
* @exception
* @since 1.0.0
*/
@Override
protected boolean checkAmount(long userId, double needAmount) {
return true;
}
/**
*
* checkUser 检查用户合法性
*
* @return boolean
* @exception
* @since 1.0.0
*/
@Override
protected boolean checkUser(RepaymentContext rc) {
return true;
}
/**
* 根据用户ID 获取用户对象， 如果是代偿， 代偿子类会覆盖这个方法根据，配置文件里的代偿账号查询用户对象
*
* @return
* @author: zhangyunhmf
* @date: 2014年10月22日下午6:22:47
*/
@Override
public int buildPubisher(RepaymentContext rc) {
// 代偿的时候根据代偿账户取用户信息
AccountUserDo user = this.userComponent.getUserByCustId(this.chinaPnrConfig.getCompCustId());
if (null == user) {
return 10;
}
// 构建代偿用户
rc.setUserDo(user);
rc.setUserId(user.getId());
rc.setUsername(user.getUsername());
return 0;
}
/**
*
* checkRepaymentStatus 检查还款记录的状态, 如果已经代偿不可再代偿
*
* @return boolean
* @exception
* @since 1.0.0
*/
@Override
protected boolean checkRepaymentStatus(RepaymentDo repay) {
// RepaymentDo repay = this.getRepaymentDo();
return (repay.getRepayStatus() == 1) && (repay.getIsWebRepay() == 1);
}
/**
* 出资账户，如果代偿是代偿方，从配置文件读取， 否则就是借款人
*/
@Override
public String getOutCustId(RepaymentContext rc) {
return chinaPnrConfig.getCompCustId(); // 代偿账户汇付ID
}
/**
* 出资账户，如果代偿是代偿方，从配置文件读取， 否则就是借款人
*/
@Override
public String getOutAcctId() {
return chinaPnrConfig.getCompAccount(); // 代偿账户
}
/*
* (no-Javadoc) <p>Title: updateBorrow</p> <p>Description: </p>
*
* @param borrowId
*
* @see
* com.hehenian.biz.component.trade.impl.DefaultRepayment#updateBorrow(long)
*/
@Override
public void updateBorrow(long borrowId) {
}
/*
* (no-Javadoc) <p>Title: updateRepaymentStatus</p> <p>Description: </p>
*
* @see
* com.hehenian.biz.component.trade.impl.DefaultRepayment#updateRepaymentStatus
* ()
*/
@Override
public void updateRepaymentStatus(RepaymentContext rc) {
RepaymentDo repaymentDo = rc.getRepaymentDo();
this.repaymentComponent.updateIsWebRepayById(repaymentDo.getId(), repaymentDo.getVersion());
}
/*
* (no-Javadoc) <p>Title: getRepayment</p> <p>Description: </p>
*
* @return
*
* @see
* com.hehenian.biz.component.trade.impl.DefaultRepayment#getRepayment(long)
*/
@Override
public RepaymentDo buildRepayment(RepaymentContext rc) {
RepaymentDo repaymentDo = super.buildRepayment(rc);
// 代偿手续费和咨询费为,罚金 0
repaymentDo.setRepayFee(0d);
repaymentDo.setConsultFee(0d);
repaymentDo.setLateFi(0d);
return repaymentDo;
}
/**
* 构建还款列表
*
* @author: zhangyunhmf
* @date: 2014年10月8日下午1:58:05
*/
@Override
public int buildInvestList(RepaymentContext rc) {
// RepaymentContext rc = this.getContext();
RepaymentDo repayDo = rc.getRepaymentDo();
// 查询代偿的投资信息
List<InvestRepaymentDo> investList = this.investRepaymentComponent.selectCompInvestByRepayId(repayDo.getId());
// rc.setInvestList(investList);
if (null == investList) {
return 0;
}
rc.setInvestList(this.convertInvestRepaymentWrap(investList));
return investList.size();
}
/*
* (no-Javadoc) <p>Title: buildRepaymentFee</p> <p>Description: </p>
*
* @see com.hehenian.biz.component.trade.impl.DefaultAbstractRepayComponent#
* buildRepaymentFee()
*/
@Override
public void buildRepaymentFee(RepaymentDo repayDo, Integer paymentMode) {
repayDo.setFeeList(null);
}
/**
*
* 更新回款表 , 如果是代偿操作isWebPay = 2 ,并且要加一条新的还款记录表示代偿
*
* @param investDo
* @author: zhangyunhmf
* @date: 2014年10月23日上午10:53:41
*/
@Override
public void updateInvestRepayment(RepaymentContext rc, InvestRepaymentDo investDo) {
// 生成代偿记录, 代偿记录状态是3
long newOwner = this.getPublisher(rc).getId();
investRepaymentComponent.addWebPayRecord(investDo.getId().longValue(), newOwner);
InvestRepaymentDo newInvestRepaymentDo = new InvestRepaymentDo();
newInvestRepaymentDo.setInterestOwner(investDo.getOwner());
// 如果是代偿操作这里应该设置成2
newInvestRepaymentDo.setIsWebRepay(2);
newInvestRepaymentDo.setRecivedFi(investDo.getRecivedFi());
newInvestRepaymentDo.setOwner(investDo.getOwner());
newInvestRepaymentDo.setInvestId(investDo.getInvestId());
newInvestRepaymentDo.setRepayId(investDo.getRepayId());
newInvestRepaymentDo.setId(investDo.getId());
newInvestRepaymentDo.setRecivedInterest(investDo.getRecivedInterest());
newInvestRepaymentDo.setRecivedPrincipal(investDo.getRecivedPrincipal());
investRepaymentComponent.updateRecievedAmount(newInvestRepaymentDo);
}
// /**
// * 更新风险保障金
// *
// * @author: zhangyunhmf
// * @date: 2014年10月23日上午11:29:56
// */
// @Override
// protected void updateGuarantee(RepaymentContext rc) {
// RepaymentDo repaymentDo = rc.getRepaymentDo();
// BorrowDo borrow = rc.getBorrow();
// // 计算代偿金额, 代偿的时候没有手续费和咨询费用
// double repayAmount = repaymentDo.getHasPi(); // 本次实际偿还金额
//
// // 减少更新担保公司的资金
// guaranteeInstitutionsComponent.updateOrganMoney(-repayAmount);
// insertRiskDetail(borrow.getId(), borrow.getPublisher(), "代偿逾期借款", "支出",
// 0, repayAmount);
// }
}