/**
* @Project: hehenian-biz-service
* @Package com.hehenian.biz.service.trade.impl
* @Title: RepaymentContext.java
* @Description: TODO
* @author: zhangyunhmf
* @date 2014年10月22日 上午11:37:52
* @Copyright: HEHENIAN Co.,Ltd. All rights reserved.
* @version V1.0
*/
package com.hehenian.biz.common.trade.dataobject;
import java.math.BigDecimal;
import java.util.HashMap;
import java.util.List;
import java.util.Map;
import com.hehenian.biz.common.account.dataobject.AccountUserDo;
import com.hehenian.biz.common.util.CalculateUtils;
/**
*
* @author: zhangyunhmf
* @date 2014年10月22日 上午11:37:52
*/
public class RepaymentContext implements java.io.Serializable {
/**
* @Fields serialVersionUID : TODO
*/
private static final long serialVersionUID = -85214436067671611L;
/**
* 上下文环境变量KEY
*/
public static final String CONTEXT_BORROW = "borrow"; // 标的对象
public static final String CONTEXT_REPAYMENT = "repaymentDo"; // 还款对象
public static final String CONTEXT_BORROW_ID = "borrowId"; // 标的ID
public static final String CONTEXT_REPAYMENT_ID = "repaymentId"; // 还款id
public static final String CONTEXT_INVEST_LIST = "investList"; // 投资列表
public static final String CONTEXT_USER_ID = "userId"; // 当期用户ID
public static final String CONTEXT_OUT_CUST_ID = "outCustId"; // 出资汇付账户
public static final String CONTEXT_REPAY_OPERATION_TYPE = "repayOperationType"; // 还款类型：
// 正常还款，提前结清，代偿
public static final String CONTEXT_USER_NAME = "username"; // 当前用户名
public static final String CONTEXT_NEED_SUM = "needSum"; // 应还款总金额
public static final String CONTEXT_WEB_URL = "CONTEXT_WEB_URL"; // 系统url
public static final String CONTEXT_CALL_ERROR_IDX = "CALL_ERROR_IDX"; // 调用汇付失败的记录下标号
// fundrecord 资金变动记录remark模板
public static final String fundrecord_remark_template = "fundrecord_remark_repay.ftl";
public static final String fundrecord_remark_url = "fundrecord_remark_url.ftl";
public static final String fundrecord_remark_template_fi = "fundrecord_remark_repay_fi.ftl";
public static final String fundrecord_remark_template_invest = "fundrecord_remark_repay_invest.ftl";
public static final String sms_invest_template = "sms_repay_invest.ftl"; // 投资人邮件模板
/**
* 罚金
*/
public static final String FEE_FI = "FEE_FI";
/**
* 手续费
*/
public static final String FEE_REPAY = "FEE_REPAY";
/**
* 咨询费
*/
public static final String FEE_CONSULT = "FEE_CONSULT";
/**
* 提前结清手续费
*/
public static final String FEE_PRE_SETTLE = "FEE_PRE_SETTLE";
/**
* 还款期数的ID ,对于提前结清可能是当前期， 如果不满3期则为第三期， 总期数不足三期时为最后一期
*/
private long repaymentId;
/**
* 标的ID
*/
private long borrowId;
/**
* 还款用户， 对于代偿是代偿账号对应的用户
*/
private long userId;
/**
* userId对应的名称
*/
private String username;
/**
* 操作类型： 正常还款，代偿， 提前结清
*/
private String operationType;
/**
* 出款人汇付id， 正常还款是借款人， 代偿是代偿方
*/
private String outCustId;
/**
* 系统URL
*/
private String webURL;
/**
* repaymentId对应的对象， 对于提前结清是一个汇总数据
*/
private RepaymentDo repaymentDo;
/**
* borrowId对应的标的对象
*/
private BorrowDo borrow;
/**
* userId 对应的用户对象
*/
private AccountUserDo userDo;
/**
* 回款List
*/
private List<InvestRepaymentWrap> investList;
/**
* 调用汇付失败时回款List的下标
*/
private int callChinapnrErrorIndex = -1;
public RepaymentContext(long repaymentId, long borrowId, long userId, String username, String operationType,
String outCustId, String webURL) {
this.repaymentId = repaymentId;
this.borrowId = borrowId;
this.userId = userId;
this.username = username;
this.operationType = operationType;
this.outCustId = outCustId;
this.webURL = webURL;
}
/**
* 释放对象
*
* @author: zhangyunhmf
* @date: 2014年10月22日下午4:03:38
*/
public void freeContext() {
this.repaymentDo = null;
this.borrow = null;
this.userDo = null;
if (null != this.investList) {
this.investList.clear();
}
this.investList = null;
}
/**
* 统计回款list的总回款金额
*/
public double getInvestListTotalAmount() {
double repayTotalSum = 0; // 应还总金额
// 从回款list统计应回款金额总额
for (int i = 0, size = investList.size(); i < size; i++) {
InvestRepaymentWrap irWrap = investList.get(i);
InvestRepaymentDo investRepay = irWrap.getInvestRepaymentDO();
repayTotalSum = CalculateUtils.add(repayTotalSum, investRepay.getRecivedTotalAmount());
}
return repayTotalSum;
}
/**
* 统计回款list的本金总额
*/
public double getInvestListTotalPrincipal() {
double repayTotalSum = 0; // 应还本金总额
// 从回款list统计应回款金额总额
for (int i = 0, size = investList.size(); i < size; i++) {
InvestRepaymentWrap irWrap = investList.get(i);
InvestRepaymentDo investRepay = irWrap.getInvestRepaymentDO();
repayTotalSum = CalculateUtils.add(repayTotalSum, investRepay.getRecivedPrincipal() == null ? 0
: investRepay.getRecivedPrincipal());
}
return repayTotalSum;
}
/**
* 统计回款list的利息总额
*/
public double getInvestListTotalInterest() {
double repayTotalSum = 0; // 应还利息总额
// 从回款list统计应回款金额总额
for (int i = 0, size = investList.size(); i < size; i++) {
InvestRepaymentWrap irWrap = investList.get(i);
InvestRepaymentDo investRepay = irWrap.getInvestRepaymentDO();
repayTotalSum = CalculateUtils.add(repayTotalSum, investRepay.getRecivedInterest() == null ? 0
: investRepay.getRecivedInterest());
}
return repayTotalSum;
}
/**
* 统计回款列表总的代偿金额
*
* @return
* @author: zhangyunhmf
* @date: 2014年11月26日下午2:57:42
*/
public double getCompAmont() {
double repayTotalSum = 0; // 应还代偿金额总额
// 从回款list统计应回款金额总额
for (int i = 0, size = investList.size(); i < size; i++) {
InvestRepaymentWrap irWrap = investList.get(i);
InvestRepaymentDo investRepay = irWrap.getInvestRepaymentDO();
if (investRepay.getIsWebRepay().intValue() == 2) {
repayTotalSum = CalculateUtils.add(repayTotalSum, investRepay.getRecivedTotalAmount());
}
}
return repayTotalSum;
}
/**
* 分摊费用
*
* @author: zhangyunhmf
* @date: 2014年10月8日下午2:03:51
*/
public void splitFee() {
List<RepaymentFeeDo> repayFeelist = this.repaymentDo.getFeeList();
if (null == repayFeelist || repayFeelist.isEmpty()) {// 没有费用需要分摊
return;
}
if (null == this.investList || this.investList.size() < 1) {
return;
}
double repayTotalSum = this.getInvestListTotalAmount(); // 从回款list统计应回款金额总额
// =应还总金额
// 开始为每一笔回款分摊费用
// 每个费用的分摊逻辑，按占比， 分摊费用=(投资人应收总额/借款人应还款总额)* 总费用
for (int j = 0; j < repayFeelist.size(); j++) {
RepaymentFeeDo rf = repayFeelist.get(j);
double baseAmount = CalculateUtils.sub(rf.getStillAmount(), rf.getHasAmount()); // 应分摊金额
double proportionFee = 0;
if (0 >= baseAmount) {// 0 不需要分摊
continue;
}
double totalFeeSum = 0; // 累计分摊
int size = investList.size() - 1;
for (int i = 0; i < size; i++) {
InvestRepaymentWrap irWrap = investList.get(i);
InvestRepaymentDo investRepay = irWrap.getInvestRepaymentDO();
// 分摊费用(投资人应收总额/借款人应还款总额)* 总费用
// 按占比分摊
proportionFee = CalculateUtils.round(
CalculateUtils.splitByRate(baseAmount, investRepay.getRecivedTotalAmount(), repayTotalSum), 2,BigDecimal.ROUND_DOWN);
totalFeeSum = CalculateUtils.add(totalFeeSum, proportionFee);
RepaymentFeeDo rfd = new RepaymentFeeDo();
rfd.setHasAmount(proportionFee);
rfd.setFeeCode(rf.getFeeCode());
irWrap.addProportionFee(rfd);
rfd.setRepaymentId(this.getRepaymentId()); // 当前还款ID
}// end 费用列表的循环
// 最后一个用减法
InvestRepaymentWrap irWrap = investList.get(size);
proportionFee = CalculateUtils.sub(baseAmount, totalFeeSum);
RepaymentFeeDo rfd = new RepaymentFeeDo();
rfd.setHasAmount(proportionFee);
rfd.setFeeCode(rf.getFeeCode());
irWrap.addProportionFee(rfd);
rfd.setRepaymentId(this.getRepaymentId()); // 当前还款ID
}// end investList 循环
}
/**
* 汇付，为了能重复还款，允许部分成功 需要记录成功交易的金额
*
* @author: zhangyunhmf
* @date: 2014年10月23日下午1:04:23
*/
public void freshRepaymentAmount() {
List<RepaymentFeeDo> rpfList = this.repaymentDo.getFeeList();
double hasP = 0;
double hasI = 0;
Map<String, Double> feeRealDeductAmountMap = new HashMap<String, Double>();
// 统计成功的金额
for (InvestRepaymentWrap irWrap : investList) {
if (!irWrap.isSuccess()) {// 成功参与统计
continue;
}
// 统计实际已收本金和利息
InvestRepaymentDo ir = irWrap.getInvestRepaymentDO();
hasP = CalculateUtils.add(hasP, ir.getRecivedPrincipal());
hasI = CalculateUtils.add(hasI, ir.getRecivedInterest());
// 统计费用 :手续费，提前结清手续费，咨询费
List<RepaymentFeeDo> proportionList = irWrap.getProportionFeeList();
if (null != proportionList) {
for (RepaymentFeeDo pf : proportionList) {
Double realDeductAmount = feeRealDeductAmountMap.get(pf.getFeeCode());
if (null == realDeductAmount) {
realDeductAmount = 0d;
}
realDeductAmount = CalculateUtils.add(realDeductAmount, pf.getHasAmount());
feeRealDeductAmountMap.put(pf.getFeeCode(), Double.valueOf("" + realDeductAmount));
}
}
}// end 统计成功的金额
// 更新费用实际已收
if (null != rpfList) {
for (RepaymentFeeDo rpf : rpfList) {
Double realDeductAmount = feeRealDeductAmountMap.get(rpf.getFeeCode());
rpf.setHasAmount(realDeductAmount);
}
}
// end 开始统计已经成功扣除的本金利息，罚金，手续费，提前结清手续费，咨询费
this.repaymentDo.setHasPi(hasP + hasI);
}
/**
* @return repaymentId
*/
public long getRepaymentId() {
if (null != this.repaymentDo) {
return this.repaymentDo.getId();
}
return repaymentId;
}
/**
* @param repaymentId
* the repaymentId to set
*/
public void setRepaymentId(long repaymentId) {
this.repaymentId = repaymentId;
}
/**
* @return borrowId
*/
public long getBorrowId() {
return borrowId;
}
/**
* @param borrowId
* the borrowId to set
*/
public void setBorrowId(long borrowId) {
this.borrowId = borrowId;
}
/**
* @return userId
*/
public long getUserId() {
return userId;
}
/**
* @param userId
* the userId to set
*/
public void setUserId(long userId) {
this.userId = userId;
}
/**
* @return username
*/
public String getUsername() {
return username;
}
/**
* @param username
* the username to set
*/
public void setUsername(String username) {
this.username = username;
}
/**
* @return operationType
*/
public String getOperationType() {
return operationType;
}
/**
* @param operationType
* the operationType to set
*/
public void setOperationType(String operationType) {
this.operationType = operationType;
}
/**
* @return outCustId
*/
public String getOutCustId() {
return outCustId;
}
/**
* @param outCustId
* the outCustId to set
*/
public void setOutCustId(String outCustId) {
this.outCustId = outCustId;
}
/**
* @return webURL
*/
public String getWebURL() {
return webURL;
}
/**
* @param webURL
* the webURL to set
*/
public void setWebURL(String webURL) {
this.webURL = webURL;
}
/**
* @return repaymentDo
*/
public RepaymentDo getRepaymentDo() {
return repaymentDo;
}
/**
* @param repaymentDo
* the repaymentDo to set
*/
public void setRepaymentDo(RepaymentDo repaymentDo) {
this.repaymentDo = repaymentDo;
}
/**
* @return borrow
*/
public BorrowDo getBorrow() {
return borrow;
}
/**
* @param borrow
* the borrow to set
*/
public void setBorrow(BorrowDo borrow) {
this.borrow = borrow;
}
/**
* @return userDo
*/
public AccountUserDo getUserDo() {
return userDo;
}
/**
* @param userDo
* the userDo to set
*/
public void setUserDo(AccountUserDo userDo) {
this.userDo = userDo;
}
/**
* @return investList
*/
public List<InvestRepaymentWrap> getInvestList() {
return investList;
}
/**
* @param investList
* the investList to set
*/
public void setInvestList(List<InvestRepaymentWrap> investList) {
this.investList = investList;
}
/**
* @return the callChinapnrErrorIndex
*/
public int getCallChinapnrErrorIndex() {
return callChinapnrErrorIndex;
}
/**
* @param callChinapnrErrorIndex
* the callChinapnrErrorIndex to set
*/
public void setCallChinapnrErrorIndex(int callChinapnrErrorIndex) {
this.callChinapnrErrorIndex = callChinapnrErrorIndex;
}
}