package com.hehenian.biz.component.trade.impl;
import java.math.BigDecimal;
import java.text.ParseException;
import java.util.ArrayList;
import java.util.Date;
import java.util.HashMap;
import java.util.List;
import java.util.Map;
import org.apache.commons.lang.time.DateFormatUtils;
import org.springframework.beans.factory.annotation.Autowired;
import org.springframework.stereotype.Component;
import com.hehenian.biz.common.account.dataobject.AccountUserDo;
import com.hehenian.biz.common.account.dataobject.AdminDo;
import com.hehenian.biz.common.exception.BusinessException;
import com.hehenian.biz.common.settle.SettleCalculator;
import com.hehenian.biz.common.settle.SettleCalculatorUtils;
import com.hehenian.biz.common.system.dataobject.SettDetailDo;
import com.hehenian.biz.common.system.dataobject.SettSchemeDo;
import com.hehenian.biz.common.system.dataobject.SettSchemeDo.SettleType;
import com.hehenian.biz.common.trade.dataobject.BorrowDo;
import com.hehenian.biz.common.trade.dataobject.FundrecordDo;
import com.hehenian.biz.common.trade.dataobject.InvestDo;
import com.hehenian.biz.common.trade.dataobject.InvestRepaymentDo;
import com.hehenian.biz.common.trade.dataobject.PreRepaymentDo;
import com.hehenian.biz.common.trade.dataobject.RepaymentDo;
import com.hehenian.biz.common.util.CalculateUtils;
import com.hehenian.biz.component.account.IUserComponent;
import com.hehenian.biz.component.system.ISettSchemeComponent;
import com.hehenian.biz.component.trade.IBorrowComponent;
import com.hehenian.biz.component.trade.IFundrecordComponent;
import com.hehenian.biz.component.trade.IInvestComponent;
import com.hehenian.biz.component.trade.IInvestRepaymentComponent;
import com.hehenian.biz.component.trade.IOperationLogComponent;
import com.hehenian.biz.component.trade.IPreRepaymentComponent;
import com.hehenian.biz.component.trade.IRepaymentComponent;
import com.hehenian.biz.dal.account.IAdminDao;
import com.hehenian.biz.dal.account.IUserDao;
import com.hehenian.biz.dal.trade.IBorrowDao;
import com.hehenian.biz.dal.trade.IInvestDao;
import com.hehenian.biz.dal.trade.IPlatformCostDao;
/**
* @author zhangyunhua
* @version 1.0
* @since 1.0
*/
@Component("borrowComponent")
public class BorrowComponentImpl implements IBorrowComponent {
@Autowired
private IPreRepaymentComponent preRepaymentComponent;
@Autowired
private IUserComponent userComponent;
@Autowired
private IFundrecordComponent fundrecordComponent;
@Autowired
private IInvestRepaymentComponent investRepaymentComponent;
@Autowired
private IInvestComponent investComponent;
@Autowired
private IRepaymentComponent repaymentComponent;
@Autowired
private IInvestDao investDao;
@Autowired
private IBorrowDao borrowDao;
@Autowired
private ISettSchemeComponent settSchemeComponent;
@Autowired
private IUserDao userDao;
@Autowired
private IPlatformCostDao platformCostDao;
@Autowired
private IAdminDao adminDao;
@Autowired
private IOperationLogComponent operationLogComponent;
/**
* 根据ID 查询
*
* @parameter id
*/
public BorrowDo getById(Long id) {
return borrowDao.getById(id);
}
/**
* 根据条件查询列表
*/
public List<BorrowDo> selectBorrow(Map<String, Object> parameterMap) {
return borrowDao.selectBorrow(parameterMap);
}
/**
* 更新
*/
public int updateBorrowById(BorrowDo newBorrowDo) {
int result = borrowDao.updateBorrowById(newBorrowDo);
if (result < 1) {
throw new BusinessException("标的更新失败");
}
return result;
}
/**
* 新增
*/
public int addBorrow(BorrowDo newBorrowDo) {
return borrowDao.addBorrow(newBorrowDo);
}
/**
* 删除
*/
public int deleteById(Long id) {
int result = borrowDao.deleteById(id);
if (result < 1) {
throw new BusinessException("标的删除失败");
}
return result;
}
@Override
public Boolean updateBorrowFullScale(Long borrowId, Integer borrrowStatus, Long adminId) {
BorrowDo borrowDo = borrowDao.getById(borrowId);
SettSchemeDo settSchemeDo = settSchemeComponent.getBySchemeId(borrowDo.getPaymentMode().longValue());
if (settSchemeDo.getSettleType().equals(SettleType.SEPARATE)) {
return updateBorrowFullScale2(borrowId, borrrowStatus, adminId);
} else {
return updateBorrowFullScale1(borrowId, borrrowStatus, adminId);
}
}
/**
* 放款（还款利息<>回款利息）
*
* @param borrowId
* @param borrrowStatus
* @param adminId
* @author: liuzgmf
* @date: 2015年4月24日上午10:21:02
*/
private Boolean updateBorrowFullScale2(Long borrowId, Integer borrrowStatus, Long adminId) {
// 获取还款明细
// 修改标的状态，放款时间为满标，当前时间
updateBorrowFullScale(borrowId);
// 处理审核通过
if (borrrowStatus.intValue() == 4) {
// 新增还款记录
addRepayment(borrowId);
// 新增投资回款记录
addInvestRepayment(borrowId);
// 修改借款人账户信息，可用金额+借款金额
changeBorrowUsableSum(borrowId);
// 修改投资人账户信息，冻结金额减去投资金额
changeInvestAccount(borrowId);
}
// 新增操作日志记录
AdminDo adminDo = adminDao.getById(adminId);
operationLogComponent.addOperationLog("t_borrow", adminDo.getUserName(), 2, adminDo.getLastIp(), 0.00,
"满标复审通过", 2);
return true;
}
/**
* 新增回款记录
*
* @param borrowId
* @param repaymentDoList
* @author: liuzgmf
* @date: 2015年4月24日上午10:33:16
*/
private void addInvestRepayment(Long borrowId) {
BorrowDo borrowDo = borrowDao.getById(borrowId);
SettSchemeDo settSchemeDo = settSchemeComponent.getBySchemeId(borrowDo.getPaymentMode().longValue());
SettleCalculator settleCalculator = SettleCalculatorUtils.createSettleCalculator(settSchemeDo.getReceiptWay());
List<InvestDo> investDoList = investDao.queryByBorrowId(borrowId);
for (int i = 0; i < investDoList.size(); i++) {
InvestDo investDo = investDoList.get(i);
List<SettDetailDo> detailDoList = settleCalculator.calSettDetail(investDo.getInvestAmount(),
borrowDo.getDeadline(), borrowDo.getAnnualRate());
for (SettDetailDo detailDo : detailDoList) {
InvestRepaymentDo investRepaymentDo = new InvestRepaymentDo();
investRepaymentDo.setRepayPeriod(detailDo.getPeriod() + "/" + borrowDo.getDeadline());
RepaymentDo repaymentDo = repaymentComponent.getByBorrowIdAndRepayPeriod(borrowId,
investRepaymentDo.getRepayPeriod());
investRepaymentDo.setRepayId(repaymentDo.getId());
investRepaymentDo.setRepayDate(detailDo.getRepayDate());
investRepaymentDo.setRecivedPrincipal(detailDo.getPrincipal());
investRepaymentDo.setRecivedInterest(detailDo.getInterest());
investRepaymentDo.setPrincipalBalance(detailDo.getRemainingPrincipal());
investRepaymentDo.setInterestBalance(0d);
investRepaymentDo.setInvestId(investDo.getId());
investRepaymentDo.setOwner(investDo.getInvestor());
investRepaymentDo.setOwnerlist(investDo.getInvestor() + "");
investRepaymentDo.setImanageFee(0.00);// 管理费为0
investRepaymentDo.setImanageFeeRate(0.00);// 管理费率为0
investRepaymentDo.setIsDebt(1);
investRepaymentDo.setCirculationForpayStatus(-1);
investRepaymentDo.setBorrowId(borrowId);
investRepaymentDo.setHasPrincipal(0.00);// 已收本金
investRepaymentDo.setHasInterest(0.00);// 已收利息
investRepaymentDo.setInterestOwner(1l);// 1 默认 VIP会员
investRepaymentDo.setRecivedFi(0.00);// 应收罚息
investRepaymentDo.setIsLate(1);// 1 未逾期
investRepaymentDo.setLateDay(0);// 逾期天数
investRepaymentDo.setIsWebRepay(1);// 1 非网站垫付
investRepaymentDo.setRepayStatus(1);// 1: 默认未偿还
investRepaymentDo.setParentId(0l);
// 新增投资回款记录
investRepaymentComponent.addInvestRepayment(investRepaymentDo);
if (i >= investDoList.size() - 1) {
// 修改投资记录的校验本金，校验利息，最大投资ID，调整本金
double totalRecivedInterestAmt = getTotalRecivedInterestAmt(detailDoList);
updateBorrowFullScale(investDo.getId(), investDo.getRealAmount(), totalRecivedInterestAmt,
investRepaymentDo.getId(), investDo.getInvestAmount());
}
}
}
}
/**
* 计算利息总额
*
* @param detailDoList
* @return
* @author: liuzgmf
* @date: 2015年4月24日上午11:01:15
*/
private double getTotalRecivedInterestAmt(List<SettDetailDo> detailDoList) {
double totalRecivedInterestAmt = 0d;
for (SettDetailDo settDetailDo : detailDoList) {
totalRecivedInterestAmt = CalculateUtils.add(totalRecivedInterestAmt, settDetailDo.getInterest());
}
return totalRecivedInterestAmt;
}
/**
* 新增还款记录
*
* @param borrowId
* @return
* @author: liuzgmf
* @date: 2015年4月24日上午10:26:00
*/
private void addRepayment(Long borrowId) {
BorrowDo borrowDo = borrowDao.getById(borrowId);
SettSchemeDo settSchemeDo = settSchemeComponent.getBySchemeId(borrowDo.getPaymentMode().longValue());
SettleCalculator settleCalculator = SettleCalculatorUtils.createSettleCalculator(settSchemeDo.getRepayWay());
List<SettDetailDo> detailDoList = settleCalculator.calSettDetail(borrowDo.getBorrowAmount(),
borrowDo.getDeadline(), settSchemeDo.getDefaultAnnualRate());
for (SettDetailDo detailDo : detailDoList) {
RepaymentDo repaymentDo = new RepaymentDo();
repaymentDo.setRepayPeriod(detailDo.getPeriod() + "/" + borrowDo.getDeadline());
repaymentDo.setStillPrincipal(detailDo.getPrincipal());
repaymentDo.setStillInterest(detailDo.getInterest());
repaymentDo.setBorrowId(borrowId);
repaymentDo.setPrincipalBalance(detailDo.getRemainingPrincipal());
repaymentDo.setInterestBalance(0.00);
repaymentDo.setRepayDate(detailDo.getRepayDate());// 还款日期
repaymentDo.setConsultFee(detailDo.getConsultFee());// 咨询费
repaymentDo.setRepayFee(detailDo.getServFee());// 服务费
repaymentDo.setHasPi(0.00);
repaymentDo.setHasFi(0.00);
repaymentDo.setLateFi(0.00);
repaymentDo.setLateDay(0);
repaymentDo.setRepayStatus(1);// 1 默认未偿还
repaymentDo.setIsLate(1);
repaymentDo.setIsWebRepay(1);
repaymentDo.setInvestorForpayFi(0.00);// 投资人待收罚息
repaymentDo.setInvestorHaspayFi(0.00);// 投资人已收罚息
repaymentDo.setVersion(0);
repaymentComponent.addRepayment(repaymentDo);
}
}
/**
* 放款（还款利息=回款利息）
*
* @param borrowId
* @param borrrowStatus
* @param adminId
* @return
* @author: liuzgmf
* @date: 2015年4月24日上午10:19:54
*/
public Boolean updateBorrowFullScale1(Long borrowId, Integer borrrowStatus, Long adminId) {
// 获取还款明细
BorrowDo borrowDo = borrowDao.getById(borrowId);
SettSchemeDo settSchemeDo = settSchemeComponent.getBySchemeId(borrowDo.getPaymentMode().longValue());
List<SettDetailDo> detailDoList = SettleCalculatorUtils.calSettDetail(borrowDo.getBorrowAmount(),
borrowDo.getDeadline(), borrowDo.getLoanAnnualRate(), borrowDo.getAnnualRate(), settSchemeDo);
// 新增预还款记录
addPreRepayment(borrowId, detailDoList);
// 修改标的状态，放款时间为满标，当前时间
updateBorrowFullScale(borrowId);
// 处理审核通过
if (borrrowStatus.intValue() == 4) {
// 新增还款记录
List<RepaymentDo> repaymentDoList = addRepayment(borrowId, detailDoList);
// 新增投资回款记录
addInvestRepayment(borrowId, repaymentDoList);
// 修改借款人账户信息，可用金额+借款金额
changeBorrowUsableSum(borrowId);
// 修改投资人账户信息，冻结金额减去投资金额
changeInvestAccount(borrowId);
}
// 新增操作日志记录
AdminDo adminDo = adminDao.getById(adminId);
operationLogComponent.addOperationLog("t_borrow", adminDo.getUserName(), 2, adminDo.getLastIp(), 0.00,
"满标复审通过", 2);
return true;
}
/**
* 修改投资人账户信息，冻结金额减去投资金额
*
* @param borrowId
* @author: liuzgmf
* @date: 2014年9月25日上午10:51:12
*/
private void changeInvestAccount(Long borrowId) {
BorrowDo borrowDo = borrowDao.getById(borrowId);
List<InvestDo> investDoList = investDao.queryByBorrowId(borrowId);
for (InvestDo investDo : investDoList) {
// 修改投资人账户金额，冻结金额-投资金额
userComponent.updateAmount(0.00, -investDo.getInvestAmount(), investDo.getInvestor());
// 新增提现交易记录
FundrecordDo fundrecordDo = new FundrecordDo();
fundrecordDo.setUserId(investDo.getInvestor());
fundrecordDo.setRecordTime(new Date());
fundrecordDo.setOperateType(654);
fundrecordDo.setFundMode("扣除投标冻结金额");
fundrecordDo.setHandleSum(investDo.getInvestAmount());
AccountUserDo localUserDo = userDao.getById(investDo.getInvestor());
fundrecordDo.setUsableSum(localUserDo.getUsableSum());// 可用金额
fundrecordDo.setFreezeSum(localUserDo.getFreezeSum());// 冻结金额
Double dueinSum = investDao.getDueinSum(investDo.getInvestor());
fundrecordDo.setDueinSum(dueinSum == null ? 0.00 : dueinSum);// 代收金额
fundrecordDo.setTrader(borrowDo.getPublisher());
fundrecordDo.setDueoutSum(0.00);
fundrecordDo.setRemarks("借款[" + borrowDo.getBorrowTitle() + "]审核通过,扣除投标冻结金额[" + investDo.getInvestAmount()
+ "]元");
fundrecordDo.setOninvest(0.00);
fundrecordDo.setPaynumber(investDo.getId() + "");
fundrecordDo.setPaybank("");
fundrecordDo.setCost(0.00);
fundrecordDo.setSpending(investDo.getInvestAmount());
fundrecordDo.setBorrowId(borrowId);
fundrecordComponent.addFundrecord(fundrecordDo);
}
}
/**
* 修改借款人账户信息，可用金额+借款金额
*
* @param borrowId
* @param borrowAmount
* @author: liuzgmf
* @date: 2014年9月25日上午10:22:11
*/
private void changeBorrowUsableSum(Long borrowId) {
BorrowDo borrowDo = borrowDao.getById(borrowId);
// 修改借款人账户可用金额
userComponent.updateAmount(borrowDo.getBorrowAmount(), 0.00, borrowDo.getPublisher());
// 新增提现交易记录
FundrecordDo fundrecordDo = new FundrecordDo();
fundrecordDo.setUserId(borrowDo.getPublisher());
fundrecordDo.setRecordTime(new Date());
fundrecordDo.setOperateType(101);
fundrecordDo.setFundMode("借款成功");
fundrecordDo.setHandleSum(borrowDo.getBorrowAmount());
AccountUserDo localUserDo = userDao.getById(borrowDo.getPublisher());
fundrecordDo.setUsableSum(localUserDo.getUsableSum());// 可用金额
fundrecordDo.setFreezeSum(localUserDo.getFreezeSum());// 冻结金额
Double dueinSum = investDao.getDueinSum(borrowDo.getPublisher());
fundrecordDo.setDueinSum(dueinSum == null ? 0.00 : dueinSum);// 代收金额
fundrecordDo.setTrader(-1l);
fundrecordDo.setDueoutSum(0.00);
fundrecordDo.setRemarks("借款[" + borrowDo.getBorrowTitle() + "]满标通过,借款成功筹到资金[" + borrowDo.getBorrowAmount()
+ "]元");
fundrecordDo.setOninvest(0.00);
fundrecordDo.setPaynumber(borrowId + "");
fundrecordDo.setPaybank("");
fundrecordDo.setCost(0.00);
fundrecordDo.setIncome(borrowDo.getBorrowAmount());
fundrecordDo.setBorrowId(borrowId);
fundrecordComponent.addFundrecord(fundrecordDo);
}
/**
* 新增投资回款记录
*
* @param borrowId
* @param repaymentDoList
* @author: liuzgmf
* @date: 2014年9月24日下午3:48:13
*/
private void addInvestRepayment(Long borrowId, List<RepaymentDo> repaymentDoList) {
BorrowDo borrowDo = borrowDao.getById(borrowId);
Map<Long, Double> recivedPrincipalMap = new HashMap<Long, Double>();
Map<Long, Double> recivedInterestMap = new HashMap<Long, Double>();
List<InvestDo> investDoList = investDao.queryByBorrowId(borrowId);
for (int i = 0; i < repaymentDoList.size(); i++) {
RepaymentDo repaymentDo = repaymentDoList.get(i);
Double remainPrincipal = repaymentDo.getStillPrincipal();// 剩余本金
Double remainInterest = repaymentDo.getStillInterest();// 剩余利息
for (int j = 0; j < investDoList.size(); j++) {
InvestDo investDo = investDoList.get(j);
Double investRate = CalculateUtils.div(investDo.getInvestAmount(), borrowDo.getBorrowAmount());
InvestRepaymentDo investRepaymentDo = new InvestRepaymentDo();
investRepaymentDo.setRepayId(repaymentDo.getId());
investRepaymentDo.setRepayPeriod(repaymentDo.getRepayPeriod());
investRepaymentDo.setRepayDate(repaymentDo.getRepayDate());
// 汇款本金金额
Double recivedPrincipal = 0.00;
if (i >= repaymentDoList.size() - 1) {// 最后一期为投资金额减去累计已回款本金
Double totalRecivedPrincipal = recivedPrincipalMap.get(investDo.getId());
totalRecivedPrincipal = totalRecivedPrincipal == null ? 0.00 : totalRecivedPrincipal;
recivedPrincipal = CalculateUtils.sub(investDo.getInvestAmount(), totalRecivedPrincipal);
} else {
// 如果是最后一个投资人，需要用还款本金-其他投资回款本金
if (j >= investDoList.size() - 1) {
recivedPrincipal = remainPrincipal;
} else {
recivedPrincipal = CalculateUtils.round(
CalculateUtils.mul(repaymentDo.getStillPrincipal(), investRate), 2);
remainPrincipal = CalculateUtils.sub(remainPrincipal, recivedPrincipal);
}
}
investRepaymentDo.setRecivedPrincipal(recivedPrincipal);
// 回款利息金额
Double recivedInterest = 0.00;// 每期回款利息
if (j >= investDoList.size() - 1) {
recivedInterest = remainInterest;
} else {
recivedInterest = CalculateUtils.round(
CalculateUtils.mul(repaymentDo.getStillInterest(), investRate), 2, BigDecimal.ROUND_DOWN);
remainInterest = CalculateUtils.sub(remainInterest, recivedInterest);
}
investRepaymentDo.setRecivedInterest(recivedInterest);
// 剩余本金余额（投资金额-累计已回款金额）
Double totalRecivedPrincipal = recivedPrincipalMap.get(investDo.getId());
totalRecivedPrincipal = totalRecivedPrincipal == null ? 0.00 : totalRecivedPrincipal;
investRepaymentDo.setPrincipalBalance(CalculateUtils.sub(investDo.getInvestAmount(),
totalRecivedPrincipal));
// 剩余利息余额，现利息余额为0
Double interestBalance = CalculateUtils.round(
CalculateUtils.mul(repaymentDo.getInterestBalance(), investRate), 2);
investRepaymentDo.setInterestBalance(interestBalance);
investRepaymentDo.setInvestId(investDo.getId());
investRepaymentDo.setOwner(investDo.getInvestor());
investRepaymentDo.setOwnerlist(investDo.getInvestor() + "");
investRepaymentDo.setImanageFee(0.00);// 管理费为0
investRepaymentDo.setImanageFeeRate(0.00);// 管理费率为0
investRepaymentDo.setIsDebt(1);
investRepaymentDo.setCirculationForpayStatus(-1);
investRepaymentDo.setBorrowId(borrowId);
investRepaymentDo.setHasPrincipal(0.00);// 已收本金
investRepaymentDo.setHasInterest(0.00);// 已收利息
investRepaymentDo.setInterestOwner(1l);// 1 默认 VIP会员
investRepaymentDo.setRecivedFi(0.00);// 应收罚息
investRepaymentDo.setIsLate(1);// 1 未逾期
investRepaymentDo.setLateDay(0);// 逾期天数
investRepaymentDo.setIsWebRepay(1);// 1 非网站垫付
investRepaymentDo.setRepayStatus(1);// 1: 默认未偿还
investRepaymentDo.setParentId(0l);
// 累计已还本金，用于最后一期已还本金和剩余本金的计算
recivedPrincipalMap.put(investDo.getId(), CalculateUtils.add(totalRecivedPrincipal, recivedPrincipal));
// 累计已收利息
Double totalRecivedInterest = recivedInterestMap.get(investDo.getId());
totalRecivedInterest = totalRecivedInterest == null ? 0.00 : totalRecivedInterest;
recivedInterestMap.put(investDo.getId(), CalculateUtils.add(totalRecivedInterest, recivedInterest));
// 新增投资回款记录
investRepaymentComponent.addInvestRepayment(investRepaymentDo);
if (i >= repaymentDoList.size() - 1) {
// 修改投资记录的校验本金，校验利息，最大投资ID，调整本金
updateBorrowFullScale(investDo.getId(), investDo.getRealAmount(),
recivedInterestMap.get(investDo.getId()), investRepaymentDo.getId(),
investDo.getInvestAmount());
}
}
}
}
/**
* 修改投资记录的校验本金，校验利息，最大投资ID，调整本金
*
* @param investId
* @param realAmount
* @param totalRecivedInterest
* @param investRepaymentId
* @param totalRecivedPrincipal
* @author: liuzgmf
* @date: 2014年9月24日下午5:37:15
*/
private void updateBorrowFullScale(Long investId, Double realAmount, Double totalRecivedInterest,
Long investRepaymentId, Double totalRecivedPrincipal) {
InvestDo udpateInvestDo = new InvestDo();
udpateInvestDo.setId(investId);
udpateInvestDo.setCheckPrincipal(realAmount);// 校验本金
udpateInvestDo.setCheckInterest(totalRecivedInterest);// 校验利息
udpateInvestDo.setRecivedPrincipal(realAmount);// 已收本金
udpateInvestDo.setRecievedInterest(totalRecivedInterest);// 已收利息
udpateInvestDo.setMaxInvestId(investRepaymentId);// 最大投资id
udpateInvestDo.setAdjustPrincipal(totalRecivedPrincipal);// 调整本金
investComponent.updateInvest(udpateInvestDo);
}
/**
* 新增还款记录
*
* @param preRepaymentDoList
* @author: liuzgmf
* @throws ParseException
* @date: 2014年9月24日下午3:09:39
*/
private List<RepaymentDo> addRepayment(Long borrowId, List<SettDetailDo> detailDoList) {
List<RepaymentDo> repaymentDoList = new ArrayList<RepaymentDo>();
for (SettDetailDo detailDo : detailDoList) {
RepaymentDo repaymentDo = new RepaymentDo();
repaymentDo.setRepayPeriod(detailDo.getPeriod() + "/" + detailDoList.size());
repaymentDo.setStillPrincipal(detailDo.getPrincipal());
repaymentDo.setStillInterest(detailDo.getInterest());
repaymentDo.setBorrowId(borrowId);
repaymentDo.setPrincipalBalance(detailDo.getRemainingPrincipal());
repaymentDo.setInterestBalance(0.00);
repaymentDo.setRepayDate(detailDo.getRepayDate());// 还款日期
repaymentDo.setConsultFee(detailDo.getConsultFee());// 咨询费
repaymentDo.setRepayFee(detailDo.getServFee());// 服务费
repaymentDo.setHasPi(0.00);
repaymentDo.setHasFi(0.00);
repaymentDo.setLateFi(0.00);
repaymentDo.setLateDay(0);
repaymentDo.setRepayStatus(1);// 1 默认未偿还
repaymentDo.setIsLate(1);
repaymentDo.setIsWebRepay(1);
repaymentDo.setInvestorForpayFi(0.00);// 投资人待收罚息
repaymentDo.setInvestorHaspayFi(0.00);// 投资人已收罚息
repaymentDo.setVersion(0);
repaymentComponent.addRepayment(repaymentDo);
repaymentDoList.add(repaymentDo);
}
return repaymentDoList;
}
/**
* 变更借款标的记录，包括版本，状态，审核时间
*
* @param borrowId
* @param borrrowStatus
* @param version
* @author: liuzgmf
* @date: 2014年9月24日下午3:01:50
*/
private void updateBorrowFullScale(Long borrowId) {
int count = borrowDao.updateBorrowFullScale(borrowId);
if (count < 1) {
throw new BusinessException("标的更新失败");
}
}
/**
* 新增预还款记录
*
* @param repyaDetailList
* @author: liuzgmf
* @date: 2014年9月24日上午10:41:02
*/
private List<PreRepaymentDo> addPreRepayment(Long borrowId, List<SettDetailDo> detailDoList) {
BorrowDo borrowDo = borrowDao.getById(borrowId);
List<PreRepaymentDo> preRepaymentDoList = new ArrayList<PreRepaymentDo>();
for (SettDetailDo detailDo : detailDoList) {
PreRepaymentDo preRepaymentDo = new PreRepaymentDo();
preRepaymentDo.setRepayPeriod(detailDo.getPeriod() + "/" + detailDoList.size());
preRepaymentDo.setRepayDate(DateFormatUtils.format(detailDo.getRepayDate(), "yyyy-MM-dd"));
preRepaymentDo.setStillPrincipal(detailDo.getPrincipal());
preRepaymentDo.setStillInterest(detailDo.getInterest());
preRepaymentDo.setPrincipalBalance(detailDo.getRemainingPrincipal());
preRepaymentDo.setInterestBalance(0.00);
preRepaymentDo.setConsultFee(detailDo.getConsultFee());
preRepaymentDo.setMrate(CalculateUtils.div(borrowDo.getAnnualRate(), 12));
Double totalSum = CalculateUtils.add(detailDo.getPrincipal(), detailDo.getInterest());
preRepaymentDo.setTotalSum(totalSum);
preRepaymentDo.setTotalAmount(CalculateUtils.add(totalSum, detailDo.getConsultFee()));
preRepaymentDo.setBorrowId(borrowId);
preRepaymentDo.setSort(detailDo.getPeriod());
preRepaymentDo.setRepayFee(0.00);
preRepaymentDoList.add(preRepaymentDo);
preRepaymentComponent.addPreRepayment(preRepaymentDo);
}
return preRepaymentDoList;
}
/*
* (no-Javadoc) <p>Title: updateBorrowStatusAndHasDeadlineById</p>
* <p>Description: </p>
*
* @param borrowId
*
* @return
*
* @see com.hehenian.biz.component.trade.IBorrowComponent#
* updateBorrowStatusAndHasDeadlineById(long)
*/
@Override
public int updateBorrowStatusAndHasDeadlineById(long borrowId) {
return borrowDao.updateBorrowStatusAndHasDeadlineById(borrowId);
}
/*
* (no-Javadoc) <p>Title: updateBorrowStatus</p> <p>Description: </p>
*
* @param borrowId
*
* @return
*
* @see
* com.hehenian.biz.component.trade.IBorrowComponent#updateBorrowStatus(
* long)
*/
@Override
public int updateBorrowStatus(long borrowId) {
return borrowDao.updateBorrowStatus(borrowId);
}
/*
* (no-Javadoc) <p>Title: updateBorrowStatusByPreRepay</p> <p>Description:
* </p>
*
* @param borrowId
*
* @return
*
* @see com.hehenian.biz.component.trade.IBorrowComponent#
* updateBorrowStatusByPreRepay(long)
*/
@Override
public int updateBorrowStatusByPreRepay(long borrowId) {
// TODO Auto-generated method stub
return borrowDao.updateBorrowStatusByPreRepay(borrowId);
}
/**
* 修改标的状态
*
* @param borrowDo
* @return
*/
@Override
public int updateStatus(BorrowDo borrowDo) {
int result = borrowDao.updateStatus(borrowDo);
if (result <= 0) {
throw new BusinessException("更新标的状态失败");
}
return result;
}
@Override
public int updateBorrowInvest(BorrowDo borrowDo) {
int result = borrowDao.updateBorrowInvest(borrowDo);
return result;
}
@Override
public List<BorrowDo> queryBorrows(Map<String, Object> searchItems) {
return borrowDao.queryBorrows(searchItems);
}
@Override
public long getBorrowQty(Map<String, Object> searchItems) {
return borrowDao.getBorrowQty(searchItems);
}
@Override
public BorrowDo getByIdNo(String idNo) {
return borrowDao.getByIdNo(idNo);
}
@Override
public Map<String, Object> queryBorrowDetails(Long borrowId) {
return borrowDao.queryBorrowDetails(borrowId);
}
@Override
public List<Map<String,Object>> queryLoanBorrows(Map<String, Object> searchItems) {
return borrowDao.queryLoanBorrows(searchItems);
}
@Override
public List<Map<String,Object>> queryloanBorrowUser(Map<String, Object> searchItems) {
return borrowDao.queryloanBorrowUser(searchItems);
}
@Override
public List<Map<String, Object>> queryRepayment(Map<String, Object> searchItems) {
return borrowDao.queryRepayment(searchItems);
}
}