/**
* @Project: hehenian-biz-service
* @Package com.hehenian.biz.component.loan.impl
* @Title: LoanInfoComponentImpl.java
* @Description: TODO
* @author: liuzgmf
* @date 2015年4月20日 下午2:52:52
* @Copyright: HEHENIAN Co.,Ltd. All rights reserved.
* @version V1.0
*/
package com.hehenian.biz.component.loan.impl;
import java.math.BigDecimal;
import java.util.Date;
import java.util.List;
import java.util.Map;
import org.springframework.beans.factory.annotation.Autowired;
import org.springframework.stereotype.Component;
import com.hehenian.biz.common.exception.BusinessException;
import com.hehenian.biz.common.loan.dataobject.DepositLoanDetailDo;
import com.hehenian.biz.common.loan.dataobject.FundProductDo;
import com.hehenian.biz.common.loan.dataobject.FundUserAccountDo;
import com.hehenian.biz.common.loan.dataobject.LoanInfoDo;
import com.hehenian.biz.common.loan.dataobject.LoanInfoDo.LoanStatus;
import com.hehenian.biz.component.account.IPersonComponent;
import com.hehenian.biz.component.fund.Constants;
import com.hehenian.biz.component.loan.ILoanDetailComponent;
import com.hehenian.biz.component.loan.ILoanInfoComponent;
import com.hehenian.biz.dal.loan.ILoanInfoDao;
/**
*
* @author: liuzgmf
* @date 2015年4月20日 下午2:52:52
*/
@Component("loanInfoComponent")
public class LoanInfoComponentImpl implements ILoanInfoComponent {
@Autowired
private ILoanInfoDao loanInfoDao;
@Autowired
private IPersonComponent personComponent;
@Autowired
private ILoanDetailComponent loanDetailComponent;
@Override
public int addLoanInfo(List<LoanInfoDo> loanInfoDoList) {
if (loanInfoDoList == null || loanInfoDoList.size() == 0) {
return 0;
}
for (LoanInfoDo loanInfoDo : loanInfoDoList) {
loanInfoDao.addLoanInfo(loanInfoDo);
}
return loanInfoDoList.size();
}
@Override
public int updateLoanInfo(LoanInfoDo loanInfoDo) {
int count = loanInfoDao.updateLoanInfo(loanInfoDo);
if (count <= 0) {
throw new BusinessException("修改借款标的[" + loanInfoDo.getLoanInfoId() + "]信息失败!");
}
return count;
}
@Override
public List<LoanInfoDo> queryLoanInfos(Map<String, Object> searchItems) {
return loanInfoDao.queryLoanInfos(searchItems);
}
@Override
public long countLoanInfo(Map<String, Object> searchItems) {
return loanInfoDao.countLoanInfo(searchItems);
}
@Override
public LoanInfoDo getByLoanInfoId(Long loanInfoId) {
return loanInfoDao.getByLoanInfoId(loanInfoId);
}
@Override
public List<LoanInfoDo> queryByLoanInfoIds(List<Long> loanInfoIdList) {
return loanInfoDao.queryByLoanInfoIds(loanInfoIdList);
}
@Override
public void addLoanDetail(LoanInfoDo loanInfoDo, Long userId) {
// 借款信息详情
DepositLoanDetailDo detail = initDepositLoanDetail(loanInfoDo, userId);
// 插入定存系统借款详细信息
Long loanId = loanDetailComponent.addDepositLoanDetail(detail);
// 投资产品信息
FundProductDo prd = initFundProduct(loanInfoDo, userId, loanId);
// 插入投资产品信息
loanDetailComponent.addFundProduct(prd);
// 判断是否存在虚拟资金账户
int flag = loanDetailComponent.existUserAccount(userId);
// 如果不存在，则插入虚拟账户
if (flag == 0) {
// 虚拟账户信息
FundUserAccountDo account = new FundUserAccountDo();
account.setUserId(userId);
account.setBalanceAmount(new BigDecimal(0));
loanDetailComponent.addFundUserAccount(account);
}
// 变更借款标的状态
LoanInfoDo updLoanInfoDo = new LoanInfoDo();
updLoanInfoDo.setLoanInfoId(loanInfoDo.getLoanInfoId());
updLoanInfoDo.setLoanStatus(LoanStatus.TOCHINAPNR);
loanInfoDao.updateLoanInfo(updLoanInfoDo);
}
private DepositLoanDetailDo initDepositLoanDetail(LoanInfoDo loanInfoDo, Long userId) {
DepositLoanDetailDo detail = new DepositLoanDetailDo();
detail.setCreateTime(new Date());
detail.setAnnualRate(BigDecimal.valueOf(loanInfoDo.getAnnualRate()));
detail.setBorrowerType(Byte.valueOf("0"));// 借款人类型 TODO
try {
detail.setBorrowerType(Byte.valueOf(loanInfoDo.getBorrowGroup()));// 借款人类型
} catch (NumberFormatException ignore) {
// 忽略
}
detail.setBusinessNum(loanInfoDo.getBusinessNo().trim());// 业务编号
detail.setDepartment(loanInfoDo.getBorrowGroup());// 所属专区
detail.setIssuerBrunch(loanInfoDo.getConsultantBranch());// 咨询方分行
// detail.setLoanId(loanInfoDo.getLoanInfoId());
detail.setLoanAmount(BigDecimal.valueOf(loanInfoDo.getLoanAmt()));// 借款金额
detail.setLoanDesc(loanInfoDo.getConsultant()); // 借款描述
detail.setLoanPeriod(loanInfoDo.getLoanPeriod().shortValue());// 借款期限
detail.setLoanRate(BigDecimal.valueOf(loanInfoDo.getAnnualRate()));// 借款利率
detail.setLoanStatus(Byte.valueOf("2"));
detail.setLoanTitle(loanInfoDo.getLoanUsage());// 借款标题
detail.setLoanUsage(loanInfoDo.getLoanUsage());// 借款用途
detail.setRemark(loanInfoDo.getRemark());// 借款描述
detail.setRepayPeriod(loanInfoDo.getLoanPeriod().shortValue());// 还款周期
detail.setRepayType(loanInfoDo.getRepayType().byteValue());// 还款方式
detail.setTenderDay(loanInfoDo.getTenderDay().shortValue());// 筹标期限
detail.setUserId(userId);
return detail;
}
private FundProductDo initFundProduct(LoanInfoDo loanInfoDo, Long userId, Long loanId) {
FundProductDo prd = new FundProductDo();
prd.setAnnualRate(BigDecimal.valueOf(loanInfoDo.getAnnualRate()));
// prd.setBinLevel("A1");// 投标等级
prd.setCreateTime(new Date());
prd.setInvestAmount(BigDecimal.valueOf(loanInfoDo.getLoanAmt()));// 产品投资金额/借款金额
prd.setInvestedAmount(BigDecimal.ZERO);// 已投金额
prd.setLoanId(Long.valueOf(loanId));
prd.setLoanPeriod(loanInfoDo.getLoanPeriod().shortValue());// 借款期限
prd.setLoanRate(BigDecimal.valueOf(loanInfoDo.getAnnualRate()));// 给借款人的利率
prd.setLoanType(Byte.valueOf(loanInfoDo.getBorrowGroup()));// 借款类型(0-个人借款1-企业借款2-车易贷
// 3-房易贷
// 4-担保) TODO
prd.setProductName(loanInfoDo.getLoanUsage());// 产品名称
prd.setProductStatus(Byte.valueOf("1"));// 产品状态(1-待发布,2-筹标中,3-已满标,4-已流标,5-还款中,6-已还款,7-冻结,8-废弃)
// TODO
prd.setProductUsage(loanInfoDo.getLoanUsage());// 产品资金用途
prd.setPublishTime(new Date());
prd.setRemark(loanInfoDo.getRemark());
prd.setRepayPeriod(loanInfoDo.getLoanPeriod().shortValue());// 还款周期
Byte repayType = Constants.getRepayTypeCode(loanInfoDo.getProductType());
prd.setRepayType(repayType == null ? 1 : repayType);// 还款方式 TODO
// prd.setSecurityType(Byte.valueOf("1"));// 保障类型
prd.setTenderDay(loanInfoDo.getTenderDay().shortValue());// 筹标期限
prd.setUserId(userId);
return prd;
}
}