/* * Copyright (c) 2005-2011 Grameen Foundation USA * All rights reserved. * * Licensed under the Apache License, Version 2.0 (the "License"); * you may not use this file except in compliance with the License. * You may obtain a copy of the License at * * http://www.apache.org/licenses/LICENSE-2.0 * * Unless required by applicable law or agreed to in writing, software * distributed under the License is distributed on an "AS IS" BASIS, * WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or * implied. See the License for the specific language governing * permissions and limitations under the License. * * See also http://www.apache.org/licenses/LICENSE-2.0.html for an * explanation of the license and how it is applied. */ package org.mifos.accounts.savings.interest; import static org.hamcrest.CoreMatchers.is; import static org.junit.Assert.assertThat; import java.math.RoundingMode; import org.joda.time.DateTime; import org.joda.time.LocalDate; import org.junit.AfterClass; import org.junit.Before; import org.junit.BeforeClass; import org.junit.Test; import org.mifos.application.master.business.MifosCurrency; import org.mifos.config.AccountingRulesConstants; import org.mifos.config.business.MifosConfigurationManager; import org.mifos.framework.TestUtils; import org.mifos.framework.util.helpers.Money; public class MinimumBalanceCalculationStrategyTest { private PrincipalCalculationStrategy calculationStrategy; private InterestCalculationPeriodDetail interestCalculationPeriodDetail; private LocalDate august31st = new LocalDate(new DateTime().withDate(2010, 8, 31)); private LocalDate september1st = new LocalDate(new DateTime().withDate(2010, 9, 1)); private LocalDate september6th = new LocalDate(new DateTime().withDate(2010, 9, 6)); private LocalDate september13th = new LocalDate(new DateTime().withDate(2010, 9, 13)); private LocalDate september20th = new LocalDate(new DateTime().withDate(2010, 9, 20)); private LocalDate september30th = new LocalDate(new DateTime().withDate(2010, 9, 30)); private static MifosCurrency oldCurrency; private static String oldRoundingMode; @BeforeClass public static void setCurrency() { oldCurrency = Money.getDefaultCurrency(); Money.setDefaultCurrency(TestUtils.RUPEE); oldRoundingMode = (String) MifosConfigurationManager.getInstance().getProperty( AccountingRulesConstants.CURRENCY_ROUNDING_MODE); MifosConfigurationManager.getInstance().setProperty(AccountingRulesConstants.CURRENCY_ROUNDING_MODE, RoundingMode.HALF_UP.toString()); } @AfterClass public static void resetCurrency() { MifosConfigurationManager.getInstance() .setProperty(AccountingRulesConstants.CURRENCY_ROUNDING_MODE, oldRoundingMode); Money.setDefaultCurrency(oldCurrency); } private InterestCalculationPeriodBuilder withBalanceOnAug31stToSeptember30thCalculationPeriod() { return new InterestCalculationPeriodBuilder().from(august31st).to(september30th).withStartingBalance("1000"); } @Before public void setup() { calculationStrategy = new MinimumBalanceCalculationStrategy(); } @Test(expected = IllegalArgumentException.class) public void shouldThrowExceptionWithNull() { // exercise test calculationStrategy.calculatePrincipal(null); } @Test(expected = IllegalArgumentException.class) public void shouldThrowExceptionWithNullBalanceBeforeInterval() { interestCalculationPeriodDetail = withBalanceOnAug31stToSeptember30thCalculationPeriod() .withBalanceBeforeInterval(null).build(); // exercise test calculationStrategy.calculatePrincipal(interestCalculationPeriodDetail); } @Test public void noDailyDetailsWithExistingBalanceBeforeInterval() { interestCalculationPeriodDetail = withBalanceOnAug31stToSeptember30thCalculationPeriod().build(); // exercise test Money minimumBalancePrincipal = calculationStrategy.calculatePrincipal(interestCalculationPeriodDetail); assertThat(minimumBalancePrincipal, is(TestUtils.createMoney("1000"))); } @Test public void oneDepositWithExistingBalanceBeforeInterval() { EndOfDayDetail september6thDetails = new EndOfDayBuilder().on(september6th).withDespoitsOf("500").build(); interestCalculationPeriodDetail = withBalanceOnAug31stToSeptember30thCalculationPeriod().containing(september6thDetails).build(); // exercise test Money minimumBalancePrincipal = calculationStrategy.calculatePrincipal(interestCalculationPeriodDetail); assertThat(minimumBalancePrincipal, is(TestUtils.createMoney("1000"))); } @Test public void oneWithdrawalWithExistingBalanceBeforeInterval() { EndOfDayDetail september6thDetails = new EndOfDayBuilder().on(september6th).withWithdrawalsOf("500").build(); interestCalculationPeriodDetail = withBalanceOnAug31stToSeptember30thCalculationPeriod().containing(september6thDetails).build(); // exercise test Money minimumBalancePrincipal = calculationStrategy.calculatePrincipal(interestCalculationPeriodDetail); assertThat(minimumBalancePrincipal, is(TestUtils.createMoney("500"))); } @Test public void oneWithdrawalThenOneDepositWithExistingBalanceBeforeInterval() { EndOfDayDetail september6thDetails = new EndOfDayBuilder().on(september6th).withWithdrawalsOf("500").build(); EndOfDayDetail september13thDetails = new EndOfDayBuilder().on(september13th).withDespoitsOf("550").build(); interestCalculationPeriodDetail = withBalanceOnAug31stToSeptember30thCalculationPeriod() .containing(september6thDetails, september13thDetails).build(); // exercise test Money minimumBalancePrincipal = calculationStrategy.calculatePrincipal(interestCalculationPeriodDetail); assertThat(minimumBalancePrincipal, is(TestUtils.createMoney("500"))); } @Test public void oneDepositThenOneWithdrawalWithExistingBalanceBeforeInterval() { EndOfDayDetail september6thDetails = new EndOfDayBuilder().on(september6th).withDespoitsOf("550").build(); EndOfDayDetail september13thDetails = new EndOfDayBuilder().on(september13th).withWithdrawalsOf("500").build(); interestCalculationPeriodDetail = withBalanceOnAug31stToSeptember30thCalculationPeriod() .containing(september6thDetails, september13thDetails).build(); // exercise test Money minimumBalancePrincipal = calculationStrategy.calculatePrincipal(interestCalculationPeriodDetail); assertThat(minimumBalancePrincipal, is(TestUtils.createMoney("1000"))); } @Test public void twoWithdrawalThenTwoDepositWithExistingBalanceBeforeInterval() { EndOfDayDetail september1stDetails = new EndOfDayBuilder().on(september1st).withWithdrawalsOf("100").build(); EndOfDayDetail september6thDetails = new EndOfDayBuilder().on(september6th).withWithdrawalsOf("100").build(); EndOfDayDetail september13thDetails = new EndOfDayBuilder().on(september13th).withDespoitsOf("100").build(); EndOfDayDetail september20thDetails = new EndOfDayBuilder().on(september20th).withDespoitsOf("1000").build(); interestCalculationPeriodDetail = withBalanceOnAug31stToSeptember30thCalculationPeriod() .containing(september1stDetails, september6thDetails, september13thDetails, september20thDetails).build(); // exercise test Money minimumBalancePrincipal = calculationStrategy.calculatePrincipal(interestCalculationPeriodDetail); assertThat(minimumBalancePrincipal, is(TestUtils.createMoney("800"))); } @Test public void twoDepositThenTwoWithdrawalWithExistingBalanceBeforeInterval() { EndOfDayDetail september1stDetails = new EndOfDayBuilder().on(september1st).withDespoitsOf("100").build(); EndOfDayDetail september6thDetails = new EndOfDayBuilder().on(september6th).withDespoitsOf("100").build(); EndOfDayDetail september13thDetails = new EndOfDayBuilder().on(september13th).withWithdrawalsOf("100").build(); EndOfDayDetail september20thDetails = new EndOfDayBuilder().on(september20th).withWithdrawalsOf("1000").build(); interestCalculationPeriodDetail = withBalanceOnAug31stToSeptember30thCalculationPeriod() .containing(september1stDetails, september6thDetails, september13thDetails, september20thDetails).build(); // exercise test Money minimumBalancePrincipal = calculationStrategy.calculatePrincipal(interestCalculationPeriodDetail); assertThat(minimumBalancePrincipal, is(TestUtils.createMoney("100"))); } @Test public void fourEntriesWithExistingBalanceBeforeInterval() { EndOfDayDetail september1stDetails = new EndOfDayBuilder().on(september1st).withDespoitsOf("1100").build(); // Balance 2100 EndOfDayDetail september6thDetails = new EndOfDayBuilder().on(september6th).withWithdrawalsOf("900").build(); // Balance 1200 EndOfDayDetail september13thDetails = new EndOfDayBuilder().on(september13th).withWithdrawalsOf("1000").build(); // Balance 200 * Minimum EndOfDayDetail september20thDetails = new EndOfDayBuilder().on(september20th).withDespoitsOf("2000").build(); // Balance 2200 interestCalculationPeriodDetail = withBalanceOnAug31stToSeptember30thCalculationPeriod() .containing(september1stDetails, september6thDetails, september13thDetails, september20thDetails).build(); // exercise test Money minimumBalancePrincipal = calculationStrategy.calculatePrincipal(interestCalculationPeriodDetail); assertThat(minimumBalancePrincipal, is(TestUtils.createMoney("200"))); } @Test // MIFOSTEST-140 public void twoDepositWithFirstActivityWithinInterval() { EndOfDayDetail september13thDetails = new EndOfDayBuilder().on(september13th).withDespoitsOf("12000").build(); // Balance 12000 * Minimum EndOfDayDetail september20thDetails = new EndOfDayBuilder().on(september20th).withDespoitsOf("15000").build(); // Balance 15000 interestCalculationPeriodDetail = new InterestCalculationPeriodBuilder().from(august31st).to(september30th).isFirstActivity().withStartingBalance("0") .containing(september13thDetails, september20thDetails).build(); // exercise test Money minimumBalancePrincipal = calculationStrategy.calculatePrincipal(interestCalculationPeriodDetail); assertThat(minimumBalancePrincipal, is(TestUtils.createMoney("12000"))); } }