/* * Copyright (c) 2005-2011 Grameen Foundation USA * All rights reserved. * * Licensed under the Apache License, Version 2.0 (the "License"); * you may not use this file except in compliance with the License. * You may obtain a copy of the License at * * http://www.apache.org/licenses/LICENSE-2.0 * * Unless required by applicable law or agreed to in writing, software * distributed under the License is distributed on an "AS IS" BASIS, * WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or * implied. See the License for the specific language governing * permissions and limitations under the License. * * See also http://www.apache.org/licenses/LICENSE-2.0.html for an * explanation of the license and how it is applied. */ package org.mifos.accounts.savings; import static org.hamcrest.CoreMatchers.is; import static org.hamcrest.CoreMatchers.nullValue; import static org.junit.Assert.assertFalse; import static org.junit.Assert.assertThat; import static org.junit.Assert.assertTrue; import java.sql.Timestamp; import java.util.ArrayList; import java.util.List; import org.joda.time.DateTime; import org.joda.time.LocalDate; import org.junit.Before; import org.junit.BeforeClass; import org.junit.Test; import org.junit.runner.RunWith; import org.mifos.accounts.business.AccountBO; import org.mifos.accounts.business.AccountPaymentEntity; import org.mifos.accounts.business.AccountTrxnEntity; import org.mifos.accounts.financial.business.FinancialActionTypeEntity; import org.mifos.accounts.financial.util.helpers.FinancialActionCache; import org.mifos.accounts.financial.util.helpers.FinancialActionConstants; import org.mifos.accounts.productdefinition.business.SavingsOfferingBO; import org.mifos.accounts.savings.business.SavingsActivityEntity; import org.mifos.accounts.savings.business.SavingsBO; import org.mifos.accounts.savings.business.SavingsTrxnDetailEntity; import org.mifos.accounts.savings.interest.InterestCalculationPeriodResult; import org.mifos.accounts.savings.interest.InterestCalculationPeriodResultBuilder; import org.mifos.accounts.savings.interest.InterestPostingPeriodResult; import org.mifos.accounts.savings.interest.InterestPostingPeriodResultBuilder; import org.mifos.accounts.savings.interest.schedule.InterestScheduledEvent; import org.mifos.accounts.savings.interest.schedule.internal.MonthlyOnLastDayOfMonthInterestScheduledEvent; import org.mifos.accounts.savings.util.helpers.SavingsConstants; import org.mifos.accounts.util.helpers.AccountActionTypes; import org.mifos.application.master.business.MifosCurrency; import org.mifos.application.meeting.business.MeetingBO; import org.mifos.customers.business.CustomerBO; import org.mifos.customers.personnel.business.PersonnelBO; import org.mifos.domain.builders.ClientBuilder; import org.mifos.domain.builders.MeetingBuilder; import org.mifos.domain.builders.PersonnelBuilder; import org.mifos.domain.builders.SavingsAccountBuilder; import org.mifos.domain.builders.SavingsProductBuilder; import org.mifos.framework.TestUtils; import org.mifos.framework.util.helpers.Money; import org.mockito.Mock; import org.mockito.runners.MockitoJUnitRunner; @RunWith(MockitoJUnitRunner.class) public class SavingsPostInterestTest { // class under test private SavingsBO savingsAccount; // collaborators @Mock private CustomerBO client; private SavingsOfferingBO savingsProduct; private static MifosCurrency defaultCurrency; @BeforeClass public static void setupMifosLoggerDueToUseOfStaticClientRules() { defaultCurrency = TestUtils.RUPEE; Money.setDefaultCurrency(defaultCurrency); FinancialActionTypeEntity financialAction = new FinancialActionTypeEntity(); financialAction.setId(FinancialActionConstants.SAVINGS_INTERESTPOSTING.getValue()); FinancialActionCache.addToCache(financialAction); } @Before public void setupForEachTest() { client = new ClientBuilder().active().buildForUnitTests(); MeetingBO interestPostingMeeting = new MeetingBuilder().savingsInterestPostingSchedule() .monthly().every(1) .build(); savingsProduct = new SavingsProductBuilder().mandatory() .withMandatoryAmount("33.0") .appliesToClientsOnly() .withInterestPostingSchedule(interestPostingMeeting) .buildForUnitTests(); } @Test public void whenPostingInterestSavingsAccountBalanceIsUpdatedWithAmountToBePosted() { // setup InterestScheduledEvent postingSchedule = new MonthlyOnLastDayOfMonthInterestScheduledEvent(1); DateTime activationDate = new DateTime().withDate(2010, 7, 20); savingsAccount = new SavingsAccountBuilder().active() .withActivationDate(activationDate) .withSavingsProduct(savingsProduct) .withCustomer(client) .build(); // pre verification assertThat(savingsAccount.getSavingsBalance(), is(TestUtils.createMoney("0"))); InterestCalculationPeriodResult calculationPeriod = new InterestCalculationPeriodResultBuilder().withCalculatedInterest("100").build(); InterestPostingPeriodResult interestPostingPeriodResult = new InterestPostingPeriodResultBuilder().with(calculationPeriod).build(); PersonnelBO createdBy = new PersonnelBuilder().build(); // exercise savingsAccount.postInterest(postingSchedule, interestPostingPeriodResult, createdBy); // verification assertThat(savingsAccount.getSavingsBalance(), is(TestUtils.createMoney("100"))); } @Test public void whenPostingInterestSavingsPerformanceDetailsForInterestIsUpdatedWithAmountToBePosted() { // setup InterestScheduledEvent postingSchedule = new MonthlyOnLastDayOfMonthInterestScheduledEvent(1); DateTime activationDate = new DateTime().withDate(2010, 7, 20); savingsAccount = new SavingsAccountBuilder().active() .withActivationDate(activationDate) .withSavingsProduct(savingsProduct) .withCustomer(client) .build(); // pre verification assertThat(savingsAccount.getSavingsPerformance().getTotalInterestEarned(), is(TestUtils.createMoney("0"))); InterestCalculationPeriodResult calculationPeriod = new InterestCalculationPeriodResultBuilder().withCalculatedInterest("100").build(); InterestPostingPeriodResult interestPostingPeriodResult = new InterestPostingPeriodResultBuilder().with(calculationPeriod).build(); PersonnelBO createdBy = new PersonnelBuilder().build(); // exercise savingsAccount.postInterest(postingSchedule, interestPostingPeriodResult, createdBy); // verification assertThat(savingsAccount.getSavingsPerformance().getTotalInterestEarned(), is(TestUtils.createMoney("100"))); } @Test public void whenPostingInterestASavingsAcitvityIsAddedForInterestPostingEvent() { // setup InterestScheduledEvent postingSchedule = new MonthlyOnLastDayOfMonthInterestScheduledEvent(1); DateTime activationDate = new DateTime().withDate(2010, 7, 20); savingsAccount = new SavingsAccountBuilder().active() .withActivationDate(activationDate) .withSavingsProduct(savingsProduct) .withCustomer(client) .build(); // pre verification List<SavingsActivityEntity> preSavingsActivityityDetails = new ArrayList<SavingsActivityEntity>(savingsAccount.getSavingsActivityDetails()); assertThat(preSavingsActivityityDetails.size(), is(0)); InterestCalculationPeriodResult calculationPeriod = new InterestCalculationPeriodResultBuilder().withCalculatedInterest("100").build(); InterestPostingPeriodResult interestPostingPeriodResult = new InterestPostingPeriodResultBuilder().with(calculationPeriod).build(); PersonnelBO createdBy = new PersonnelBuilder().build(); // exercise savingsAccount.postInterest(postingSchedule, interestPostingPeriodResult, createdBy); // verification List<SavingsActivityEntity> savingsActivityityDetails = new ArrayList<SavingsActivityEntity>(savingsAccount.getSavingsActivityDetails()); assertThat(savingsActivityityDetails.size(), is(1)); } @Test public void whenPostingInterestASavingsAcitvityIsAddedWithCorrectDetails() { // setup InterestScheduledEvent postingSchedule = new MonthlyOnLastDayOfMonthInterestScheduledEvent(1); DateTime activationDate = new DateTime().withDate(2010, 7, 20); DateTime nextInterestPostingDate = new DateTime().withDate(2010, 7, 31); savingsAccount = new SavingsAccountBuilder().active() .withActivationDate(activationDate) .withNextInterestPostingDateOf(nextInterestPostingDate) .withSavingsProduct(savingsProduct) .withCustomer(client) .build(); // pre verification assertThat(new LocalDate(savingsAccount.getNextIntPostDate()), is(nextInterestPostingDate.toLocalDate())); InterestCalculationPeriodResult calculationPeriod = new InterestCalculationPeriodResultBuilder().withCalculatedInterest("100").build(); InterestPostingPeriodResult interestPostingPeriodResult = new InterestPostingPeriodResultBuilder().from(nextInterestPostingDate.toLocalDate()) .to(nextInterestPostingDate.toLocalDate()) .with(calculationPeriod) .build(); PersonnelBO createdBy = new PersonnelBuilder().build(); // exercise savingsAccount.postInterest(postingSchedule, interestPostingPeriodResult, createdBy); // verification List<SavingsActivityEntity> savingsActivityityDetails = new ArrayList<SavingsActivityEntity>(savingsAccount.getSavingsActivityDetails()); SavingsActivityEntity interestPostingActivity = savingsActivityityDetails.get(0); assertThat(interestPostingActivity.getAccount(), is((AccountBO)savingsAccount)); assertThat(interestPostingActivity.getActivity().getId(), is(AccountActionTypes.SAVINGS_INTEREST_POSTING.getValue())); assertThat(interestPostingActivity.getAmount(), is(TestUtils.createMoney("100"))); assertThat(datePartOf(interestPostingActivity.getTrxnCreatedDate()), is(nextInterestPostingDate.toLocalDate())); } private LocalDate datePartOf(Timestamp timestamp) { return new LocalDate(timestamp); } @Test public void whenPostingInterestASingleAccountPaymentIsMade() { // setup InterestScheduledEvent postingSchedule = new MonthlyOnLastDayOfMonthInterestScheduledEvent(1); Money interestToBePosted = TestUtils.createMoney("100"); DateTime activationDate = new DateTime().withDate(2010, 7, 20); DateTime nextInterestPostingDate = new DateTime().withDate(2010, 7, 31); savingsAccount = new SavingsAccountBuilder().active() .withActivationDate(activationDate) .withNextInterestPostingDateOf(nextInterestPostingDate) .withSavingsProduct(savingsProduct) .withCustomer(client) .build(); // pre verification assertTrue(savingsAccount.getAccountPayments().isEmpty()); InterestCalculationPeriodResult calculationPeriod = new InterestCalculationPeriodResultBuilder().withCalculatedInterest("100").build(); InterestPostingPeriodResult interestPostingPeriodResult = new InterestPostingPeriodResultBuilder().from(nextInterestPostingDate.toLocalDate()) .to(nextInterestPostingDate.toLocalDate()) .with(calculationPeriod) .build(); PersonnelBO createdBy = new PersonnelBuilder().build(); // exercise savingsAccount.postInterest(postingSchedule, interestPostingPeriodResult, createdBy); // verification assertFalse(savingsAccount.getAccountPayments().isEmpty()); AccountPaymentEntity interestPostingPayment = savingsAccount.getAccountPayments().get(0); assertThat(interestPostingPayment.getAccount(), is((AccountBO)savingsAccount)); assertThat(interestPostingPayment.getAmount(), is(interestToBePosted)); assertThat(interestPostingPayment.getPaymentType().getId(), is(SavingsConstants.DEFAULT_PAYMENT_TYPE)); assertThat(new LocalDate(interestPostingPayment.getPaymentDate()), is(nextInterestPostingDate.toLocalDate())); } @Test public void whenPostingInterestASingleAccountTransactionIsAssociatedWithAccountPayment() { // setup InterestScheduledEvent postingSchedule = new MonthlyOnLastDayOfMonthInterestScheduledEvent(1); Money interestToBePosted = TestUtils.createMoney("100"); DateTime activationDate = new DateTime().withDate(2010, 7, 20); DateTime nextInterestPostingDate = new DateTime().withDate(2010, 7, 31); savingsAccount = new SavingsAccountBuilder().active() .withActivationDate(activationDate) .withNextInterestPostingDateOf(nextInterestPostingDate) .withSavingsProduct(savingsProduct) .withCustomer(client) .build(); // pre verification assertTrue(savingsAccount.getAccountPayments().isEmpty()); InterestCalculationPeriodResult calculationPeriod = new InterestCalculationPeriodResultBuilder().withCalculatedInterest("100").build(); InterestPostingPeriodResult interestPostingPeriodResult = new InterestPostingPeriodResultBuilder().from(nextInterestPostingDate.toLocalDate()) .to(nextInterestPostingDate.toLocalDate()) .with(calculationPeriod) .build(); PersonnelBO createdBy = new PersonnelBuilder().build(); // exercise savingsAccount.postInterest(postingSchedule, interestPostingPeriodResult, createdBy); // verification AccountPaymentEntity interestPostingPayment = savingsAccount.getAccountPayments().get(0); assertFalse(interestPostingPayment.getAccountTrxns().isEmpty()); List<AccountTrxnEntity> accountTransactions = new ArrayList<AccountTrxnEntity>(interestPostingPayment.getAccountTrxns()); SavingsTrxnDetailEntity interestPostingTransaction = (SavingsTrxnDetailEntity) accountTransactions.get(0); assertThat(interestPostingTransaction.getAccount(), is((AccountBO)savingsAccount)); assertThat(interestPostingTransaction.getAmount(), is(interestToBePosted)); assertThat(interestPostingTransaction.getInterestAmount(), is(interestToBePosted)); assertThat(interestPostingTransaction.getAccountActionEntity().getId(), is(AccountActionTypes.SAVINGS_INTEREST_POSTING.getValue())); assertThat(new LocalDate(interestPostingTransaction.getActionDate()), is(nextInterestPostingDate.toLocalDate())); assertThat(new LocalDate(interestPostingTransaction.getDueDate()), is(today())); assertThat(datePartOf(interestPostingTransaction.getTrxnCreatedDate()), is(today())); } private LocalDate today() { return new LocalDate(); } @Test public void whenPostingInterestLastInterestPostingDateIsPopulated() { // setup InterestScheduledEvent postingSchedule = new MonthlyOnLastDayOfMonthInterestScheduledEvent(1); DateTime activationDate = new DateTime().withDate(2010, 7, 20); DateTime nextInterestPostingDate = new DateTime().withDate(2010, 7, 31); savingsAccount = new SavingsAccountBuilder().active() .withActivationDate(activationDate) .withNextInterestPostingDateOf(nextInterestPostingDate) .withSavingsProduct(savingsProduct) .withCustomer(client) .build(); // pre verification assertThat(savingsAccount.getLastIntPostDate(), is(nullValue())); InterestCalculationPeriodResult calculationPeriod = new InterestCalculationPeriodResultBuilder().withCalculatedInterest("100").build(); InterestPostingPeriodResult interestPostingPeriodResult = new InterestPostingPeriodResultBuilder().from(nextInterestPostingDate.toLocalDate()) .to(nextInterestPostingDate.toLocalDate()) .with(calculationPeriod) .build(); PersonnelBO createdBy = new PersonnelBuilder().build(); // exercise savingsAccount.postInterest(postingSchedule, interestPostingPeriodResult, createdBy); // verification assertThat(new LocalDate(savingsAccount.getLastIntPostDate()), is(nextInterestPostingDate.toLocalDate())); } @Test public void whenPostingInterestNextInterestPostingDateIsPopulatedWithNextPostingDate() { // setup InterestScheduledEvent postingSchedule = new MonthlyOnLastDayOfMonthInterestScheduledEvent(1); DateTime activationDate = new DateTime().withDate(2010, 7, 20); DateTime nextInterestPostingDate = new DateTime().withDate(2010, 7, 31); savingsAccount = new SavingsAccountBuilder().active() .withActivationDate(activationDate) .withNextInterestPostingDateOf(nextInterestPostingDate) .withSavingsProduct(savingsProduct) .withCustomer(client) .build(); // pre verification assertThat(new LocalDate(savingsAccount.getNextIntPostDate()), is(nextInterestPostingDate.toLocalDate())); InterestCalculationPeriodResult calculationPeriod = new InterestCalculationPeriodResultBuilder().withCalculatedInterest("100").build(); InterestPostingPeriodResult interestPostingPeriodResult = new InterestPostingPeriodResultBuilder().from(nextInterestPostingDate.toLocalDate()) .to(nextInterestPostingDate.toLocalDate()) .with(calculationPeriod) .build(); PersonnelBO createdBy = new PersonnelBuilder().build(); // exercise savingsAccount.postInterest(postingSchedule, interestPostingPeriodResult, createdBy); // verification assertThat(new LocalDate(savingsAccount.getNextIntPostDate()), is(endOfMonthAfter(nextInterestPostingDate))); } private LocalDate endOfMonthAfter(DateTime currentDate) { return new LocalDate(currentDate.plusMonths(1).dayOfMonth().withMaximumValue()); } }