/*
* Copyright (c) 2005-2011 Grameen Foundation USA
* All rights reserved.
*
* Licensed under the Apache License, Version 2.0 (the "License");
* you may not use this file except in compliance with the License.
* You may obtain a copy of the License at
*
* http://www.apache.org/licenses/LICENSE-2.0
*
* Unless required by applicable law or agreed to in writing, software
* distributed under the License is distributed on an "AS IS" BASIS,
* WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or
* implied. See the License for the specific language governing
* permissions and limitations under the License.
*
* See also http://www.apache.org/licenses/LICENSE-2.0.html for an
* explanation of the license and how it is applied.
*/
package org.mifos.accounts.savings.business;
import java.util.Date;
import java.util.List;
import org.mifos.accounts.business.AccountPaymentEntity;
import org.mifos.accounts.productdefinition.util.helpers.SavingsType;
import org.mifos.accounts.util.helpers.PaymentStatus;
import org.mifos.application.master.business.MifosCurrency;
import org.mifos.customers.business.CustomerBO;
import org.mifos.framework.util.helpers.Money;
/**
*
*/
public class SavingsPaymentStrategyImpl implements SavingsPaymentStrategy {
private final SavingsTransactionActivityHelper savingsTransactionActivityHelper;
public SavingsPaymentStrategyImpl(final SavingsTransactionActivityHelper savingsTransactionActivityHelper) {
this.savingsTransactionActivityHelper = savingsTransactionActivityHelper;
}
@Override
public Money makeScheduledPayments(final AccountPaymentEntity payment,
final List<SavingsScheduleEntity> scheduledDeposits, final CustomerBO payingCustomer,
final SavingsType savingsType, final Money savingsBalanceBeforeDeposit) {
MifosCurrency currency = payment.getAccount().getCurrency();
Money amountRemaining = new Money(currency, payment.getAmount().getAmount());
Money runningBalance = new Money(currency, savingsBalanceBeforeDeposit.getAmount());
final Date transactionDate = payment.getPaymentDate();
Money depositAmount;
PaymentStatus paymentStatus;
if (savingsType.getValue().equals(SavingsType.VOLUNTARY.getValue())) {
// For voluntary savings accounts - mark all outstanding
// installments as paid and then put the deposit amount in the
// latest installment
paymentStatus = PaymentStatus.PAID;
SavingsScheduleEntity lastExpectedPayment = null;
for (SavingsScheduleEntity expectedPayment : scheduledDeposits) {
lastExpectedPayment = expectedPayment;
expectedPayment.setPaymentDetails(new Money(currency), paymentStatus,
new java.sql.Date(transactionDate.getTime()));
}
if (lastExpectedPayment != null) {
if (amountRemaining.isGreaterThanOrEqual(lastExpectedPayment.getTotalDepositDue())) {
depositAmount = lastExpectedPayment.getTotalDepositDue();
amountRemaining = amountRemaining.subtract(lastExpectedPayment.getTotalDepositDue());
} else {
depositAmount = new Money(currency, amountRemaining.getAmount());
amountRemaining = new Money(currency);
}
lastExpectedPayment.setPaymentDetails(depositAmount, paymentStatus, new java.sql.Date(transactionDate
.getTime()));
runningBalance = runningBalance.add(depositAmount);
final SavingsTrxnDetailEntity voluntaryPaymentTrxn = savingsTransactionActivityHelper
.createSavingsTrxnForDeposit(payment, depositAmount, payingCustomer, lastExpectedPayment,
runningBalance);
payment.addAccountTrxn(voluntaryPaymentTrxn);
}
} else {
// mandatory savings - pay off mandatory amounts as much as possible
for (SavingsScheduleEntity accountAction : scheduledDeposits) {
paymentStatus = PaymentStatus.UNPAID;
if (amountRemaining.isGreaterThanOrEqual(accountAction.getTotalDepositDue())) {
depositAmount = accountAction.getTotalDepositDue();
amountRemaining = amountRemaining.subtract(accountAction.getTotalDepositDue());
paymentStatus = PaymentStatus.PAID;
} else {
depositAmount = new Money(currency, amountRemaining.getAmount());
amountRemaining = new Money(currency);
}
accountAction.setPaymentDetails(depositAmount, paymentStatus, new java.sql.Date(transactionDate
.getTime()));
runningBalance = runningBalance.add(depositAmount);
final SavingsTrxnDetailEntity mandatoryScheduledPaymentTrxn = savingsTransactionActivityHelper
.createSavingsTrxnForDeposit(payment, depositAmount, payingCustomer,
accountAction,
runningBalance);
payment.addAccountTrxn(mandatoryScheduledPaymentTrxn);
if (amountRemaining.isLessThanOrEqualZero()) {
return amountRemaining;
}
}
}
return amountRemaining;
}
}