/* * Copyright (c) 2005-2011 Grameen Foundation USA * All rights reserved. * * Licensed under the Apache License, Version 2.0 (the "License"); * you may not use this file except in compliance with the License. * You may obtain a copy of the License at * * http://www.apache.org/licenses/LICENSE-2.0 * * Unless required by applicable law or agreed to in writing, software * distributed under the License is distributed on an "AS IS" BASIS, * WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or * implied. See the License for the specific language governing * permissions and limitations under the License. * * See also http://www.apache.org/licenses/LICENSE-2.0.html for an * explanation of the license and how it is applied. */ package org.mifos.accounts.savings; import static org.hamcrest.CoreMatchers.is; import static org.junit.Assert.assertFalse; import static org.junit.Assert.assertThat; import static org.junit.Assert.assertTrue; import java.util.ArrayList; import java.util.HashMap; import java.util.List; import java.util.Map; import org.joda.time.DateTime; import org.junit.Before; import org.junit.BeforeClass; import org.junit.Ignore; import org.junit.Test; import org.junit.runner.RunWith; import org.mifos.accounts.financial.business.COABO; import org.mifos.accounts.financial.business.FinancialActionTypeEntity; import org.mifos.accounts.financial.business.GLCodeEntity; import org.mifos.accounts.financial.util.helpers.ChartOfAccountsCache; import org.mifos.accounts.financial.util.helpers.FinancialActionCache; import org.mifos.accounts.financial.util.helpers.FinancialActionConstants; import org.mifos.accounts.financial.util.helpers.FinancialRules; import org.mifos.accounts.productdefinition.business.SavingsOfferingBO; import org.mifos.accounts.savings.business.SavingsActivityEntity; import org.mifos.accounts.savings.business.SavingsBO; import org.mifos.application.master.business.MifosCurrency; import org.mifos.customers.business.CustomerBO; import org.mifos.customers.personnel.business.PersonnelBO; import org.mifos.domain.builders.ClientBuilder; import org.mifos.domain.builders.PersonnelBuilder; import org.mifos.domain.builders.SavingsAccountBuilder; import org.mifos.domain.builders.SavingsProductBuilder; import org.mifos.framework.TestUtils; import org.mifos.framework.util.helpers.Money; import org.mockito.Mock; import org.mockito.runners.MockitoJUnitRunner; @RunWith(MockitoJUnitRunner.class) public class SavingsAdjustmentTest { // class under test private SavingsBO savingsAccount; // collaborators @Mock private CustomerBO client; private SavingsOfferingBO savingsProduct; private static MifosCurrency defaultCurrency; @BeforeClass public static void setupChartOfAccountsAndFinancialTransactions() { defaultCurrency = TestUtils.RUPEE; Money.setDefaultCurrency(defaultCurrency); Short glcodeId = Short.valueOf("1"); String glcode = "123456"; GLCodeEntity glCodeEntity = new GLCodeEntity(glcodeId, glcode); COABO coabo = new COABO("testAccountName", glCodeEntity); ChartOfAccountsCache chartOfAccountsCache = new ChartOfAccountsCache(); chartOfAccountsCache.clear(); chartOfAccountsCache.add(coabo); Map<FinancialActionConstants, String> actionToCreditAccount = new HashMap<FinancialActionConstants, String>(); actionToCreditAccount.put(FinancialActionConstants.MANDATORYDEPOSIT, glcode); actionToCreditAccount.put(FinancialActionConstants.MANDATORYWITHDRAWAL, glcode); actionToCreditAccount.put(FinancialActionConstants.MANDATORYDEPOSIT_ADJUSTMENT, glcode); actionToCreditAccount.put(FinancialActionConstants.MANDATORYWITHDRAWAL_ADJUSTMENT, glcode); FinancialRules.getInstance().setActionToCreditAccount(actionToCreditAccount); Map<FinancialActionConstants, String> actionToDebitAccount = new HashMap<FinancialActionConstants, String>(); actionToDebitAccount.put(FinancialActionConstants.MANDATORYDEPOSIT, glcode); actionToDebitAccount.put(FinancialActionConstants.MANDATORYWITHDRAWAL, glcode); actionToDebitAccount.put(FinancialActionConstants.MANDATORYDEPOSIT_ADJUSTMENT, glcode); actionToDebitAccount.put(FinancialActionConstants.MANDATORYWITHDRAWAL_ADJUSTMENT, glcode); FinancialRules.getInstance().setActionToDebitAccount(actionToDebitAccount); FinancialActionTypeEntity depositAction = new FinancialActionTypeEntity(); depositAction.setId(FinancialActionConstants.MANDATORYDEPOSIT.getValue()); FinancialActionTypeEntity withdrawalAction = new FinancialActionTypeEntity(); withdrawalAction.setId(FinancialActionConstants.MANDATORYWITHDRAWAL.getValue()); FinancialActionTypeEntity depositAdjustmentAction = new FinancialActionTypeEntity(); depositAdjustmentAction.setId(FinancialActionConstants.MANDATORYDEPOSIT_ADJUSTMENT.getValue()); FinancialActionTypeEntity withdrawalAdjustmentAction = new FinancialActionTypeEntity(); withdrawalAdjustmentAction.setId(FinancialActionConstants.MANDATORYWITHDRAWAL_ADJUSTMENT.getValue()); FinancialActionCache.addToCache(depositAction); FinancialActionCache.addToCache(withdrawalAction); FinancialActionCache.addToCache(depositAdjustmentAction); FinancialActionCache.addToCache(withdrawalAdjustmentAction); } @Before public void setupForEachTest() { client = new ClientBuilder().active().buildForUnitTests(); savingsProduct = new SavingsProductBuilder().mandatory() .withMandatoryAmount("33.0") .appliesToClientsOnly() .buildForUnitTests(); } @Test public void cannotAdjustLastTransactionOfAccountThatIsNotInActiveOrInactiveState() { Money amountAdjustedTo = TestUtils.createMoney("25"); savingsAccount = new SavingsAccountBuilder().asPendingApproval() .withSavingsProduct(savingsProduct) .withCustomer(client) .build(); // exercise test boolean result = savingsAccount.isAdjustPossibleOnTrxn(amountAdjustedTo, savingsAccount.getLastPmnt()); // verification assertFalse(result); } @Test public void cannotAdjustLastTransactionThatIsNotADepositOrWithdrawal() { Money amountAdjustedTo = TestUtils.createMoney("25"); savingsAccount = new SavingsAccountBuilder().active() .withSavingsProduct(savingsProduct) .withCustomer(client) .build(); // exercise test boolean result = savingsAccount.isAdjustPossibleOnTrxn(amountAdjustedTo, savingsAccount.getLastPmnt()); // verification assertFalse(result); } @Test public void canAdjustLastTransactionThatIsADeposit() { Money amountAdjustedTo = TestUtils.createMoney("25"); savingsAccount = new SavingsAccountBuilder().active() .withSavingsProduct(savingsProduct) .withCustomer(client) .withDepositOf("15") .build(); // exercise test boolean result = savingsAccount.isAdjustPossibleOnTrxn(amountAdjustedTo, savingsAccount.getLastPmnt()); // verification assertTrue(result); } @Test @Ignore public void cannotAdjustLastTransactionThatWhoosePaymentDateIsNotWithinCurrentInterestPostingPeriod() { Money amountAdjustedTo = TestUtils.createMoney("25"); DateTime activationDate = new DateTime().withDate(2010, 1, 1); savingsAccount = new SavingsAccountBuilder().active() .withSavingsProduct(savingsProduct) .withCustomer(client) .withActivationDate(activationDate) .withBalanceOf(TestUtils.createMoney("0")) .withDepositOn("15", activationDate.minusDays(1)) .build(); // exercise test boolean result = savingsAccount.isAdjustPossibleOnTrxn(amountAdjustedTo, savingsAccount.getLastPmnt()); // verification assertFalse(result); } @Test public void cannotAdjustLastTransactionToSameMonetaryAmount() { Money amountAdjustedTo = TestUtils.createMoney("15"); savingsAccount = new SavingsAccountBuilder().active() .withSavingsProduct(savingsProduct) .withCustomer(client) .withDepositOf("15") .build(); // exercise test boolean result = savingsAccount.isAdjustPossibleOnTrxn(amountAdjustedTo, savingsAccount.getLastPmnt()); // verification assertFalse(result); } @Test public void cannotAdjustLastTransactionWhenItsAWithdrawalThatExceedsAccountBalance() { savingsProduct = new SavingsProductBuilder().mandatory() .withMandatoryAmount("33.0") .withMaxWithdrawalAmount(TestUtils.createMoney("600")) .appliesToClientsOnly() .buildForUnitTests(); savingsAccount = new SavingsAccountBuilder().active() .withSavingsProduct(savingsProduct) .withCustomer(client) .withBalanceOf(TestUtils.createMoney("100")) .withWithdrawalOf("15") .build(); Money amountGreaterThanSavingsBalance = savingsAccount.getSavingsBalance().add(TestUtils.createMoney("20")); // exercise test boolean result = savingsAccount.isAdjustPossibleOnTrxn(amountGreaterThanSavingsBalance, savingsAccount.getLastPmnt()); // verification assertFalse(result); } @Test public void cannotAdjustLastTransactionWhenItsAWithdrawalThatExceedsSavingsProductMaxWithdrawalAmount() { savingsProduct = new SavingsProductBuilder().mandatory() .withMandatoryAmount("33.0") .withMaxWithdrawalAmount(TestUtils.createMoney("50")) .appliesToClientsOnly() .buildForUnitTests(); savingsAccount = new SavingsAccountBuilder().active() .withSavingsProduct(savingsProduct) .withCustomer(client) .withBalanceOf(TestUtils.createMoney("100")) .withWithdrawalOf("15") .build(); Money withdrawalAdjustment = TestUtils.createMoney("60"); // exercise test boolean result = savingsAccount.isAdjustPossibleOnTrxn(withdrawalAdjustment, savingsAccount.getLastPmnt()); // verification assertFalse(result); } @Test public void canAdjustLastTransactionThatIsAWithdrawal() { savingsProduct = new SavingsProductBuilder().mandatory() .withMandatoryAmount("33.0") .withMaxWithdrawalAmount(TestUtils.createMoney("50")) .appliesToClientsOnly() .buildForUnitTests(); savingsAccount = new SavingsAccountBuilder().active() .withSavingsProduct(savingsProduct) .withCustomer(client) .withBalanceOf(TestUtils.createMoney("100")) .withWithdrawalOf("15") .build(); Money withdrawalAdjustment = TestUtils.createMoney("20"); // exercise test boolean result = savingsAccount.isAdjustPossibleOnTrxn(withdrawalAdjustment, savingsAccount.getLastPmnt()); // verification assertTrue(result); } @Test public void accountBalanceIsUpdatedWhenLastDepositIsAdjusted() { savingsAccount = new SavingsAccountBuilder().active() .withSavingsProduct(savingsProduct) .withCustomer(client) .withBalanceOf(TestUtils.createMoney("0")) .withDepositOf("15") .build(); Money amountAdjustedTo = TestUtils.createMoney("25"); String adjustmentNote = "testAdjustment"; PersonnelBO updatedBy = new PersonnelBuilder().build(); // pre verification assertThat(savingsAccount.getSavingsBalance(), is(TestUtils.createMoney(15))); // exercise test savingsAccount.adjustLastUserAction(amountAdjustedTo, adjustmentNote, updatedBy); // verification assertThat(savingsAccount.getSavingsBalance(), is(TestUtils.createMoney(25))); } @Test public void savingsPerformanceDetailsAreUpdatedWhenLastDepositIsAdjusted() { savingsAccount = new SavingsAccountBuilder().active() .withSavingsProduct(savingsProduct) .withCustomer(client) .withBalanceOf(TestUtils.createMoney("0")) .withDepositOf("15") .build(); Money amountAdjustedTo = TestUtils.createMoney("25"); String adjustmentNote = "testAdjustment"; PersonnelBO updatedBy = new PersonnelBuilder().build(); // pre verification assertThat(savingsAccount.getSavingsPerformance().getTotalDeposits(), is(TestUtils.createMoney(15))); // exercise test savingsAccount.adjustLastUserAction(amountAdjustedTo, adjustmentNote, updatedBy); // verification assertThat(savingsAccount.getSavingsPerformance().getTotalDeposits(), is(TestUtils.createMoney(25))); } @Test public void accountActivitysRecordAdjustmentOfLastTransactionWithAReversalAndDepositTransactions() { savingsAccount = new SavingsAccountBuilder().active() .withSavingsProduct(savingsProduct) .withCustomer(client) .withBalanceOf(TestUtils.createMoney("0")) .withDepositOf("15") .build(); Money amountAdjustedTo = TestUtils.createMoney("25"); String adjustmentNote = "testAdjustment"; PersonnelBO updatedBy = new PersonnelBuilder().build(); // pre verification List<SavingsActivityEntity> activitysBefore = new ArrayList<SavingsActivityEntity>(savingsAccount.getSavingsActivityDetails()); assertThat(activitysBefore.size(), is(1)); // exercise test savingsAccount.adjustLastUserAction(amountAdjustedTo, adjustmentNote, updatedBy); // verification List<SavingsActivityEntity> activitysAfter = new ArrayList<SavingsActivityEntity>(savingsAccount.getSavingsActivityDetails()); assertThat(activitysAfter.size(), is(3)); } @Test public void accountBalanceIsUpdatedWhenLastWithdrawalIsAdjusted() { savingsAccount = new SavingsAccountBuilder().active() .withSavingsProduct(savingsProduct) .withCustomer(client) .withBalanceOf(TestUtils.createMoney("100")) .withWithdrawalOf("15") .build(); Money amountAdjustedTo = TestUtils.createMoney("25"); String adjustmentNote = "testAdjustment"; PersonnelBO updatedBy = new PersonnelBuilder().build(); // pre verification assertThat(savingsAccount.getSavingsBalance(), is(TestUtils.createMoney(85))); // exercise test savingsAccount.adjustLastUserAction(amountAdjustedTo, adjustmentNote, updatedBy); // verification assertThat(savingsAccount.getSavingsBalance(), is(TestUtils.createMoney(75))); } @Test public void accountActivitysRecordAdjustmentOfLastTransactionWithAReversalAndWithdrawalTransactions() { savingsAccount = new SavingsAccountBuilder().active() .withSavingsProduct(savingsProduct) .withCustomer(client) .withBalanceOf(TestUtils.createMoney("100")) .withWithdrawalOf("15") .build(); Money amountAdjustedTo = TestUtils.createMoney("25"); String adjustmentNote = "testAdjustment"; PersonnelBO updatedBy = new PersonnelBuilder().build(); // pre verification List<SavingsActivityEntity> activitysBefore = new ArrayList<SavingsActivityEntity>(savingsAccount.getSavingsActivityDetails()); assertThat(activitysBefore.size(), is(1)); // exercise test savingsAccount.adjustLastUserAction(amountAdjustedTo, adjustmentNote, updatedBy); // verification List<SavingsActivityEntity> activitysAfter = new ArrayList<SavingsActivityEntity>(savingsAccount.getSavingsActivityDetails()); assertThat(activitysAfter.size(), is(3)); } }