/*
* Copyright (c) 2005-2011 Grameen Foundation USA
* All rights reserved.
*
* Licensed under the Apache License, Version 2.0 (the "License");
* you may not use this file except in compliance with the License.
* You may obtain a copy of the License at
*
* http://www.apache.org/licenses/LICENSE-2.0
*
* Unless required by applicable law or agreed to in writing, software
* distributed under the License is distributed on an "AS IS" BASIS,
* WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or
* implied. See the License for the specific language governing
* permissions and limitations under the License.
*
* See also http://www.apache.org/licenses/LICENSE-2.0.html for an
* explanation of the license and how it is applied.
*/
package org.mifos.accounts.savings.interest;
import org.apache.commons.collections.CollectionUtils;
import org.mifos.framework.util.helpers.Money;
public class MinimumBalanceCalculationStrategy implements PrincipalCalculationStrategy {
@Override
public Money calculatePrincipal(InterestCalculationPeriodDetail interestCalculationPeriodDetail) {
validateInterestCalculationPeriodDetail(interestCalculationPeriodDetail);
Money minimumBalance = interestCalculationPeriodDetail.getBalanceBeforeInterval();
if(!interestCalculationPeriodDetail.isFirstActivityBeforeInterval() && CollectionUtils.isNotEmpty(interestCalculationPeriodDetail.getDailyDetails())){
minimumBalance = interestCalculationPeriodDetail.getDailyDetails().get(0).getResultantAmountForDay();
}
Money runningBalance = interestCalculationPeriodDetail.getBalanceBeforeInterval();
for (EndOfDayDetail daily : interestCalculationPeriodDetail.getDailyDetails()) {
runningBalance = runningBalance.add(daily.getResultantAmountForDay());
if (minimumBalance.isGreaterThan(runningBalance)) {
minimumBalance = runningBalance;
}
}
return minimumBalance;
}
private void validateInterestCalculationPeriodDetail(InterestCalculationPeriodDetail interestCalculationPeriodDetail) {
if(interestCalculationPeriodDetail == null) {
throw new IllegalArgumentException("interestCalculationPeriodDetail should not be null");
}
if(interestCalculationPeriodDetail.getDailyDetails() == null) {
throw new IllegalArgumentException("dailyDetail list should not be null");
}
if(interestCalculationPeriodDetail.getBalanceBeforeInterval() == null) {
throw new IllegalArgumentException("balanceBeforeInterval list should not be null");
}
}
}