/* * Copyright (c) 2005-2011 Grameen Foundation USA * All rights reserved. * * Licensed under the Apache License, Version 2.0 (the "License"); * you may not use this file except in compliance with the License. * You may obtain a copy of the License at * * http://www.apache.org/licenses/LICENSE-2.0 * * Unless required by applicable law or agreed to in writing, software * distributed under the License is distributed on an "AS IS" BASIS, * WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or * implied. See the License for the specific language governing * permissions and limitations under the License. * * See also http://www.apache.org/licenses/LICENSE-2.0.html for an * explanation of the license and how it is applied. */ package org.mifos.accounts.savings.interest; import org.apache.commons.collections.CollectionUtils; import org.mifos.framework.util.helpers.Money; public class MinimumBalanceCalculationStrategy implements PrincipalCalculationStrategy { @Override public Money calculatePrincipal(InterestCalculationPeriodDetail interestCalculationPeriodDetail) { validateInterestCalculationPeriodDetail(interestCalculationPeriodDetail); Money minimumBalance = interestCalculationPeriodDetail.getBalanceBeforeInterval(); if(!interestCalculationPeriodDetail.isFirstActivityBeforeInterval() && CollectionUtils.isNotEmpty(interestCalculationPeriodDetail.getDailyDetails())){ minimumBalance = interestCalculationPeriodDetail.getDailyDetails().get(0).getResultantAmountForDay(); } Money runningBalance = interestCalculationPeriodDetail.getBalanceBeforeInterval(); for (EndOfDayDetail daily : interestCalculationPeriodDetail.getDailyDetails()) { runningBalance = runningBalance.add(daily.getResultantAmountForDay()); if (minimumBalance.isGreaterThan(runningBalance)) { minimumBalance = runningBalance; } } return minimumBalance; } private void validateInterestCalculationPeriodDetail(InterestCalculationPeriodDetail interestCalculationPeriodDetail) { if(interestCalculationPeriodDetail == null) { throw new IllegalArgumentException("interestCalculationPeriodDetail should not be null"); } if(interestCalculationPeriodDetail.getDailyDetails() == null) { throw new IllegalArgumentException("dailyDetail list should not be null"); } if(interestCalculationPeriodDetail.getBalanceBeforeInterval() == null) { throw new IllegalArgumentException("balanceBeforeInterval list should not be null"); } } }