/* * Copyright (c) 2005-2011 Grameen Foundation USA * All rights reserved. * * Licensed under the Apache License, Version 2.0 (the "License"); * you may not use this file except in compliance with the License. * You may obtain a copy of the License at * * http://www.apache.org/licenses/LICENSE-2.0 * * Unless required by applicable law or agreed to in writing, software * distributed under the License is distributed on an "AS IS" BASIS, * WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or * implied. See the License for the specific language governing * permissions and limitations under the License. * * See also http://www.apache.org/licenses/LICENSE-2.0.html for an * explanation of the license and how it is applied. */ package org.mifos.accounts.loan.business; import static org.mifos.accounts.loan.util.helpers.LoanConstants.RECALCULATE_INTEREST; import java.util.ArrayList; import java.util.Date; import java.util.Map; import java.math.BigDecimal; import org.mifos.accounts.business.AccountPaymentEntity; import org.mifos.accounts.loan.schedule.calculation.ScheduleCalculator; import org.mifos.accounts.loan.schedule.domain.Schedule; import org.mifos.config.AccountingRules; import org.mifos.config.business.service.ConfigurationBusinessService; import org.mifos.config.persistence.ConfigurationPersistence; import org.mifos.customers.personnel.business.PersonnelBO; import org.mifos.framework.util.helpers.Money; import org.springframework.beans.factory.annotation.Autowired; public class ScheduleCalculatorAdaptor { private ScheduleCalculator scheduleCalculator; private ScheduleMapper scheduleMapper; private ConfigurationBusinessService configurationBusinessService; @Autowired public ScheduleCalculatorAdaptor(ScheduleCalculator scheduleCalculator, ScheduleMapper scheduleMapper, ConfigurationBusinessService configurationBusinessService) { this.scheduleCalculator = scheduleCalculator; this.scheduleMapper = scheduleMapper; this.configurationBusinessService = configurationBusinessService; } public void applyPayment(LoanBO loanBO, Money amount, Date paymentDate, PersonnelBO personnel, AccountPaymentEntity accountPaymentEntity, boolean adjustment) { Schedule schedule = scheduleMapper.mapToSchedule(loanBO.getLoanScheduleEntities(), loanBO.getDisbursementDate(), getDailyInterest(loanBO.getInterestRate()), loanBO.getLoanAmount().getAmount()); scheduleCalculator.applyPayment(schedule, amount.getAmount(), paymentDate, adjustment); scheduleMapper.populatePaymentDetails(schedule, loanBO, paymentDate, personnel, accountPaymentEntity); } public void computeExtraInterest(LoanBO loan, Date asOfDate) { if(configurationBusinessService.isRecalculateInterestEnabled() && loan.isDecliningBalanceEqualPrincipleCalculation()){ Schedule schedule = scheduleMapper.mapToSchedule(new ArrayList<LoanScheduleEntity>(loan.getLoanScheduleEntities()), loan.getDisbursementDate(), getDailyInterest(loan.getInterestRate()), loan.getLoanAmount().getAmount()); scheduleCalculator.computeExtraInterest(schedule, asOfDate); populateExtraInterestInLoanScheduleEntities(schedule, loan.getLoanScheduleEntityMap()); } else if (loan.isDecliningBalanceInterestRecalculation()) { Schedule schedule = scheduleMapper.mapToSchedule(new ArrayList<LoanScheduleEntity>(loan.getLoanScheduleEntities()), loan.getDisbursementDate(), getDailyInterest(loan.getInterestRate()), loan.getLoanAmount().getAmount()); scheduleCalculator.computeExtraInterest(schedule, asOfDate); populateExtraInterestInLoanScheduleEntities(schedule, loan.getLoanScheduleEntityMap()); } } public BigDecimal getExtraInterest(LoanBO loan, Date transactionDate) { Schedule schedule = scheduleMapper.mapToSchedule(new ArrayList<LoanScheduleEntity>(loan.getLoanScheduleEntities()), loan.getDisbursementDate(), getDailyInterest(loan.getInterestRate()), loan.getLoanAmount().getAmount()); return scheduleCalculator.getExtraInterest(schedule, transactionDate); } private double getDailyInterest(Double annualInterest) { return annualInterest / (AccountingRules.getNumberOfInterestDays() * 100d); } void populateExtraInterestInLoanScheduleEntities(Schedule schedule, Map<Integer, LoanScheduleEntity> loanScheduleEntities) { scheduleMapper.populateExtraInterestInLoanScheduleEntities(schedule, loanScheduleEntities); } public RepaymentResultsHolder computeRepaymentAmount(LoanBO loanBO, Date asOfDate) { Schedule schedule = scheduleMapper.mapToSchedule(loanBO.getLoanScheduleEntities(), loanBO.getDisbursementDate(), getDailyInterest(loanBO.getInterestRate()), loanBO.getLoanAmount().getAmount()); return scheduleCalculator.computeRepaymentAmount(schedule, asOfDate); } }