/*
* Copyright (c) 2005-2011 Grameen Foundation USA
* All rights reserved.
*
* Licensed under the Apache License, Version 2.0 (the "License");
* you may not use this file except in compliance with the License.
* You may obtain a copy of the License at
*
* http://www.apache.org/licenses/LICENSE-2.0
*
* Unless required by applicable law or agreed to in writing, software
* distributed under the License is distributed on an "AS IS" BASIS,
* WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or
* implied. See the License for the specific language governing
* permissions and limitations under the License.
*
* See also http://www.apache.org/licenses/LICENSE-2.0.html for an
* explanation of the license and how it is applied.
*/
package org.mifos.accounts.loan.business;
import static org.mifos.accounts.loan.util.helpers.LoanConstants.RECALCULATE_INTEREST;
import java.util.ArrayList;
import java.util.Date;
import java.util.Map;
import java.math.BigDecimal;
import org.mifos.accounts.business.AccountPaymentEntity;
import org.mifos.accounts.loan.schedule.calculation.ScheduleCalculator;
import org.mifos.accounts.loan.schedule.domain.Schedule;
import org.mifos.config.AccountingRules;
import org.mifos.config.business.service.ConfigurationBusinessService;
import org.mifos.config.persistence.ConfigurationPersistence;
import org.mifos.customers.personnel.business.PersonnelBO;
import org.mifos.framework.util.helpers.Money;
import org.springframework.beans.factory.annotation.Autowired;
public class ScheduleCalculatorAdaptor {
private ScheduleCalculator scheduleCalculator;
private ScheduleMapper scheduleMapper;
private ConfigurationBusinessService configurationBusinessService;
@Autowired
public ScheduleCalculatorAdaptor(ScheduleCalculator scheduleCalculator, ScheduleMapper scheduleMapper, ConfigurationBusinessService configurationBusinessService) {
this.scheduleCalculator = scheduleCalculator;
this.scheduleMapper = scheduleMapper;
this.configurationBusinessService = configurationBusinessService;
}
public void applyPayment(LoanBO loanBO, Money amount, Date paymentDate, PersonnelBO personnel, AccountPaymentEntity accountPaymentEntity, boolean adjustment) {
Schedule schedule = scheduleMapper.mapToSchedule(loanBO.getLoanScheduleEntities(), loanBO.getDisbursementDate(),
getDailyInterest(loanBO.getInterestRate()), loanBO.getLoanAmount().getAmount());
scheduleCalculator.applyPayment(schedule, amount.getAmount(), paymentDate, adjustment);
scheduleMapper.populatePaymentDetails(schedule, loanBO, paymentDate, personnel, accountPaymentEntity);
}
public void computeExtraInterest(LoanBO loan, Date asOfDate) {
if(configurationBusinessService.isRecalculateInterestEnabled() && loan.isDecliningBalanceEqualPrincipleCalculation()){
Schedule schedule = scheduleMapper.mapToSchedule(new ArrayList<LoanScheduleEntity>(loan.getLoanScheduleEntities()),
loan.getDisbursementDate(), getDailyInterest(loan.getInterestRate()), loan.getLoanAmount().getAmount());
scheduleCalculator.computeExtraInterest(schedule, asOfDate);
populateExtraInterestInLoanScheduleEntities(schedule, loan.getLoanScheduleEntityMap());
} else if (loan.isDecliningBalanceInterestRecalculation()) {
Schedule schedule = scheduleMapper.mapToSchedule(new ArrayList<LoanScheduleEntity>(loan.getLoanScheduleEntities()),
loan.getDisbursementDate(), getDailyInterest(loan.getInterestRate()), loan.getLoanAmount().getAmount());
scheduleCalculator.computeExtraInterest(schedule, asOfDate);
populateExtraInterestInLoanScheduleEntities(schedule, loan.getLoanScheduleEntityMap());
}
}
public BigDecimal getExtraInterest(LoanBO loan, Date transactionDate) {
Schedule schedule = scheduleMapper.mapToSchedule(new ArrayList<LoanScheduleEntity>(loan.getLoanScheduleEntities()),
loan.getDisbursementDate(), getDailyInterest(loan.getInterestRate()), loan.getLoanAmount().getAmount());
return scheduleCalculator.getExtraInterest(schedule, transactionDate);
}
private double getDailyInterest(Double annualInterest) {
return annualInterest / (AccountingRules.getNumberOfInterestDays() * 100d);
}
void populateExtraInterestInLoanScheduleEntities(Schedule schedule, Map<Integer, LoanScheduleEntity> loanScheduleEntities) {
scheduleMapper.populateExtraInterestInLoanScheduleEntities(schedule, loanScheduleEntities);
}
public RepaymentResultsHolder computeRepaymentAmount(LoanBO loanBO, Date asOfDate) {
Schedule schedule = scheduleMapper.mapToSchedule(loanBO.getLoanScheduleEntities(), loanBO.getDisbursementDate(),
getDailyInterest(loanBO.getInterestRate()), loanBO.getLoanAmount().getAmount());
return scheduleCalculator.computeRepaymentAmount(schedule, asOfDate);
}
}