/* * Copyright (c) 2005-2011 Grameen Foundation USA * All rights reserved. * * Licensed under the Apache License, Version 2.0 (the "License"); * you may not use this file except in compliance with the License. * You may obtain a copy of the License at * * http://www.apache.org/licenses/LICENSE-2.0 * * Unless required by applicable law or agreed to in writing, software * distributed under the License is distributed on an "AS IS" BASIS, * WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or * implied. See the License for the specific language governing * permissions and limitations under the License. * * See also http://www.apache.org/licenses/LICENSE-2.0.html for an * explanation of the license and how it is applied. */ package org.mifos.accounts.loan.schedule.calculation; import java.math.BigDecimal; import java.util.Date; import org.mifos.accounts.loan.business.RepaymentResultsHolder; import org.mifos.accounts.loan.schedule.domain.Schedule; import org.mifos.config.AccountingRules; public class ScheduleCalculator { public void applyPayment(Schedule schedule, BigDecimal amount, Date transactionDate, boolean adjustment) { schedule.resetCurrentPayment(); if (!adjustment) { computeExtraInterest(schedule, transactionDate); } if(AccountingRules.isOverdueInterestPaidFirst()){ amount = schedule.payOverDueInstallments(transactionDate, amount); } BigDecimal balance = schedule.payDueInstallments(transactionDate, amount); schedule.adjustFutureInstallments(balance, transactionDate); } public void computeExtraInterest(Schedule schedule, Date transactionDate) { schedule.computeExtraInterest(transactionDate); } public BigDecimal getExtraInterest(Schedule schedule, Date transactionDate) { return schedule.getExtraInterest(transactionDate); } public RepaymentResultsHolder computeRepaymentAmount(Schedule schedule, Date asOfDate) { computeExtraInterest(schedule, asOfDate); BigDecimal payableAmountForDueInstallments = schedule.computePayableAmountForDueInstallments(asOfDate); RepaymentResultsHolder repaymentResultsHolder = schedule.computePayableAmountForFutureInstallments(asOfDate); BigDecimal totalRepaymentAmount = payableAmountForDueInstallments.add(repaymentResultsHolder.getTotalRepaymentAmount()); repaymentResultsHolder.setTotalRepaymentAmount(totalRepaymentAmount); return repaymentResultsHolder; } }