/**
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this file,
* You can obtain one at http://mozilla.org/MPL/2.0/.
*/
package org.mifosplatform.integrationtests.loanaccount.guarantor;
import static org.junit.Assert.assertEquals;
import static org.junit.Assert.assertFalse;
import static org.junit.Assert.assertTrue;
import java.text.DateFormat;
import java.text.SimpleDateFormat;
import java.util.ArrayList;
import java.util.Calendar;
import java.util.HashMap;
import java.util.List;
import java.util.Locale;
import org.junit.Assert;
import org.junit.Before;
import org.junit.Test;
import org.mifosplatform.integrationtests.common.ClientHelper;
import org.mifosplatform.integrationtests.common.CommonConstants;
import org.mifosplatform.integrationtests.common.Utils;
import org.mifosplatform.integrationtests.common.loans.LoanApplicationTestBuilder;
import org.mifosplatform.integrationtests.common.loans.LoanProductTestBuilder;
import org.mifosplatform.integrationtests.common.loans.LoanStatusChecker;
import org.mifosplatform.integrationtests.common.loans.LoanTransactionHelper;
import org.mifosplatform.integrationtests.common.savings.SavingsAccountHelper;
import com.jayway.restassured.builder.RequestSpecBuilder;
import com.jayway.restassured.builder.ResponseSpecBuilder;
import com.jayway.restassured.http.ContentType;
import com.jayway.restassured.specification.RequestSpecification;
import com.jayway.restassured.specification.ResponseSpecification;
public class GuarantorTest {
private ResponseSpecification responseSpec;
private RequestSpecification requestSpec;
private LoanTransactionHelper loanTransactionHelper;
private GuarantorHelper guarantorHelper;
private SavingsAccountHelper savingsAccountHelper;
private final Float self1_balance = new Float(5000);
private final Float external1_balance = new Float(5000);
private final Float external2_balance = new Float(5000);
private final Float self1_guarantee = new Float(2000);
private final Float external1_guarantee = new Float(2000);
private final Float external2_guarantee = new Float(1000);
@Before
public void setUp() throws Exception {
Utils.initializeRESTAssured();
this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build();
this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey());
this.responseSpec = new ResponseSpecBuilder().build();
this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec);
this.guarantorHelper = new GuarantorHelper(this.requestSpec, this.responseSpec);
savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
}
@SuppressWarnings({ "rawtypes", "unchecked" })
@Test
public void testGuarantor() {
Float self1_hold_funds = new Float(0);
Float external1_hold_funds = new Float(0);
Float external2_hold_funds = new Float(0);
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID);
final Integer clientID_external = ClientHelper.createClient(this.requestSpec, this.responseSpec);
final Integer clientID_external2 = ClientHelper.createClient(this.requestSpec, this.responseSpec);
ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID_external);
final Integer selfSavigsId = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID,
String.valueOf(self1_balance));
final Integer externalSavigsId_1 = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID_external,
String.valueOf(external1_balance));
final Integer externalSavigsId_2 = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID_external2,
String.valueOf(external2_balance));
final Integer loanProductID = createLoanProductWithHoldFunds("50", "20", "20");
DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy", Locale.US);
Calendar todaysDate = Calendar.getInstance();
todaysDate.add(Calendar.DAY_OF_MONTH, -7 * 4);
String LOAN_DISBURSEMENT_DATE = dateFormat.format(todaysDate.getTime());
final Integer loanID = applyForLoanApplication(clientID, loanProductID, LOAN_DISBURSEMENT_DATE);
Assert.assertNotNull(loanID);
HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
String guarantorJSON = new GuarantorTestBuilder().externalCustomer().build();
Integer externalGuarantor = this.guarantorHelper.createGuarantor(loanID, guarantorJSON);
Assert.assertNotNull(externalGuarantor);
guarantorJSON = new GuarantorTestBuilder().existingCustomerWithoutGuaranteeAmount(String.valueOf(clientID_external)).build();
Integer withoutGuaranteeAmount = this.guarantorHelper.createGuarantor(loanID, guarantorJSON);
Assert.assertNotNull(withoutGuaranteeAmount);
ArrayList<HashMap> errorData = (ArrayList<HashMap>) this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, null, loanID,
CommonConstants.RESPONSE_ERROR);
assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.self.guarantee.required"));
assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.external.guarantee.required"));
assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.mandated.guarantee.required"));
guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID),
String.valueOf(selfSavigsId), String.valueOf(self1_guarantee)).build();
Integer selfGuarantee = this.guarantorHelper.createGuarantor(loanID, guarantorJSON);
verifySavingsOnHoldBalance(selfSavigsId, null);
Assert.assertNotNull(selfGuarantee);
errorData = (ArrayList<HashMap>) this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, null, loanID,
CommonConstants.RESPONSE_ERROR);
assertFalse(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.self.guarantee.required"));
assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.external.guarantee.required"));
assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.mandated.guarantee.required"));
guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID_external),
String.valueOf(externalSavigsId_1), String.valueOf(external1_guarantee)).build();
Integer externalGuarantee_1 = this.guarantorHelper.createGuarantor(loanID, guarantorJSON);
verifySavingsOnHoldBalance(externalSavigsId_1, null);
Assert.assertNotNull(externalGuarantee_1);
errorData = (ArrayList<HashMap>) this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, null, loanID,
CommonConstants.RESPONSE_ERROR);
assertFalse(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.self.guarantee.required"));
assertFalse(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.external.guarantee.required"));
assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.mandated.guarantee.required"));
guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID_external2),
String.valueOf(externalSavigsId_2), String.valueOf(external2_guarantee)).build();
Integer externalGuarantee_2 = this.guarantorHelper.createGuarantor(loanID, guarantorJSON);
verifySavingsOnHoldBalance(externalSavigsId_2, null);
Assert.assertNotNull(externalGuarantee_2);
System.out.println("-----------------------------------APPROVE LOAN-----------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, loanID);
LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
self1_hold_funds += self1_guarantee;
external1_hold_funds += external1_guarantee;
external2_hold_funds += external2_guarantee;
verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_2, external2_hold_funds);
System.out.println("-----------------------------------UNDO APPROVE LOAN-----------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.undoApproval(loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
verifySavingsOnHoldBalance(selfSavigsId, new Float(0));
verifySavingsOnHoldBalance(externalSavigsId_1, new Float(0));
verifySavingsOnHoldBalance(externalSavigsId_2, new Float(0));
System.out.println("-----------------------------------APPROVE LOAN-----------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, loanID);
LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_2, external2_hold_funds);
System.out.println("-------------------------------DISBURSE LOAN-------------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.disburseLoan(LOAN_DISBURSEMENT_DATE, loanID);
LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
// First repayment
ArrayList<HashMap> loanSchedule = this.loanTransactionHelper.getLoanRepaymentSchedule(this.requestSpec, this.responseSpec, loanID);
todaysDate = Calendar.getInstance();
todaysDate.add(Calendar.DAY_OF_MONTH, -7 * 3);
String LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime());
Float totalDueForCurrentPeriod = (Float) loanSchedule.get(1).get("totalDueForPeriod");
external1_hold_funds -= new Float(827.5867);
external2_hold_funds -= new Float(413.7933);
this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID);
verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_2, external2_hold_funds);
// Second repayment
todaysDate = Calendar.getInstance();
todaysDate.add(Calendar.DAY_OF_MONTH, -7 * 2);
LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime());
totalDueForCurrentPeriod = (Float) loanSchedule.get(2).get("totalDueForPeriod");
external1_hold_funds -= new Float(831.4067);
external2_hold_funds -= new Float(415.7033333);
this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID);
verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_2, external2_hold_funds);
// third repayment
todaysDate = Calendar.getInstance();
todaysDate.add(Calendar.DAY_OF_MONTH, -7);
LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime());
totalDueForCurrentPeriod = (Float) loanSchedule.get(3).get("totalDueForPeriod");
self1_hold_funds -= new Float(741.355);
this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID);
verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_1, new Float(0));
verifySavingsOnHoldBalance(externalSavigsId_2, new Float(0));
// forth repayment
todaysDate = Calendar.getInstance();
LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime());
totalDueForCurrentPeriod = (Float) loanSchedule.get(3).get("totalDueForPeriod");
this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID);
verifySavingsOnHoldBalance(selfSavigsId, new Float(0));
verifySavingsOnHoldBalance(externalSavigsId_1, new Float(0));
verifySavingsOnHoldBalance(externalSavigsId_2, new Float(0));
loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
LoanStatusChecker.verifyLoanAccountIsClosed(loanStatusHashMap);
}
@SuppressWarnings({ "rawtypes", "unchecked" })
@Test
public void testGuarantor_UNDO_DISBURSAL() {
Float self1_hold_funds = new Float(0);
Float external1_hold_funds = new Float(0);
Float external2_hold_funds = new Float(0);
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID);
final Integer clientID_external = ClientHelper.createClient(this.requestSpec, this.responseSpec);
final Integer clientID_external2 = ClientHelper.createClient(this.requestSpec, this.responseSpec);
ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID_external);
final Integer selfSavigsId = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID,
String.valueOf(self1_balance));
final Integer externalSavigsId_1 = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID_external,
String.valueOf(external1_balance));
final Integer externalSavigsId_3 = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID_external,
String.valueOf(external1_balance));
final Integer externalSavigsId_2 = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID_external2,
String.valueOf(external2_balance));
final Integer loanProductID = createLoanProductWithHoldFunds("50", "20", "20");
DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy", Locale.US);
Calendar todaysDate = Calendar.getInstance();
todaysDate.add(Calendar.DAY_OF_MONTH, -7 * 4);
String LOAN_DISBURSEMENT_DATE = dateFormat.format(todaysDate.getTime());
final Integer loanID = applyForLoanApplication(clientID, loanProductID, LOAN_DISBURSEMENT_DATE);
Assert.assertNotNull(loanID);
HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
String guarantorJSON = new GuarantorTestBuilder().externalCustomer().build();
Integer externalGuarantor = this.guarantorHelper.createGuarantor(loanID, guarantorJSON);
Assert.assertNotNull(externalGuarantor);
guarantorJSON = new GuarantorTestBuilder().existingCustomerWithoutGuaranteeAmount(String.valueOf(clientID_external)).build();
Integer withoutGuaranteeAmount = this.guarantorHelper.createGuarantor(loanID, guarantorJSON);
Assert.assertNotNull(withoutGuaranteeAmount);
ArrayList<HashMap> errorData = (ArrayList<HashMap>) this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, null, loanID,
CommonConstants.RESPONSE_ERROR);
assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.self.guarantee.required"));
assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.external.guarantee.required"));
assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.mandated.guarantee.required"));
guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID),
String.valueOf(selfSavigsId), String.valueOf(self1_guarantee)).build();
Integer selfGuarantee = this.guarantorHelper.createGuarantor(loanID, guarantorJSON);
verifySavingsOnHoldBalance(selfSavigsId, null);
Assert.assertNotNull(selfGuarantee);
errorData = (ArrayList<HashMap>) this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, null, loanID,
CommonConstants.RESPONSE_ERROR);
assertFalse(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.self.guarantee.required"));
assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.external.guarantee.required"));
assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.mandated.guarantee.required"));
guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID_external),
String.valueOf(externalSavigsId_1), String.valueOf(external1_guarantee)).build();
Integer externalGuarantee_1 = this.guarantorHelper.createGuarantor(loanID, guarantorJSON);
verifySavingsOnHoldBalance(externalSavigsId_1, null);
Assert.assertNotNull(externalGuarantee_1);
errorData = (ArrayList<HashMap>) this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, null, loanID,
CommonConstants.RESPONSE_ERROR);
assertFalse(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.self.guarantee.required"));
assertFalse(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.external.guarantee.required"));
assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.mandated.guarantee.required"));
guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID_external2),
String.valueOf(externalSavigsId_2), String.valueOf(external2_guarantee)).build();
Integer externalGuarantee_2 = this.guarantorHelper.createGuarantor(loanID, guarantorJSON);
Assert.assertNotNull(externalGuarantee_2);
verifySavingsOnHoldBalance(externalSavigsId_2, null);
System.out.println("-----------------------------------APPROVE LOAN-----------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, loanID);
LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
self1_hold_funds += self1_guarantee;
external1_hold_funds += external1_guarantee;
external2_hold_funds += external2_guarantee;
verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_2, external2_hold_funds);
System.out.println("-----------------------------------UNDO APPROVE LOAN-----------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.undoApproval(loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
verifySavingsOnHoldBalance(selfSavigsId, new Float(0));
verifySavingsOnHoldBalance(externalSavigsId_1, new Float(0));
verifySavingsOnHoldBalance(externalSavigsId_2, new Float(0));
System.out.println("-----------------------------------APPROVE LOAN-----------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, loanID);
LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_2, external2_hold_funds);
List<HashMap> guarantors = this.guarantorHelper.getAllGuarantor(loanID);
this.guarantorHelper.deleteGuarantor(externalGuarantor, loanID);
assertFalse((Boolean) this.guarantorHelper.getGuarantor(externalGuarantor, loanID, "status"));
HashMap errorlog = this.guarantorHelper.deleteGuarantor(withoutGuaranteeAmount, loanID);
ArrayList<HashMap> error = (ArrayList<HashMap>) errorlog.get(CommonConstants.RESPONSE_ERROR);
assertTrue(checkForErrorCode(error, "error.msg.loan.guarantor.not.found"));
guarantors = this.guarantorHelper.getAllGuarantor(loanID);
assertEquals(4, guarantors.size());
List<HashMap> externalGuarantee_1_details = (List<HashMap>) this.guarantorHelper.getGuarantor(externalGuarantee_1, loanID,
"guarantorFundingDetails");
Integer fundDetailId = (Integer) externalGuarantee_1_details.get(0).get("id");
errorlog = this.guarantorHelper.deleteGuarantor(externalGuarantee_1, fundDetailId, loanID);
error = (ArrayList<HashMap>) errorlog.get(CommonConstants.RESPONSE_ERROR);
assertTrue(checkForErrorCode(error, "validation.msg.loan.guarantor.min.external.guarantee.required"));
guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID_external),
String.valueOf(externalSavigsId_3), String.valueOf(external1_guarantee)).build();
Integer externalGuarantee_3 = this.guarantorHelper.createGuarantor(loanID, guarantorJSON);
verifySavingsOnHoldBalance(externalSavigsId_3, external1_guarantee);
Assert.assertNotNull(externalGuarantee_3);
this.guarantorHelper.deleteGuarantor(externalGuarantee_1, fundDetailId, loanID);
guarantors = this.guarantorHelper.getAllGuarantor(loanID);
assertEquals(4, guarantors.size());
externalGuarantee_1_details = (List<HashMap>) this.guarantorHelper.getGuarantor(externalGuarantee_1, loanID,
"guarantorFundingDetails");
assertEquals(2, externalGuarantee_1_details.size());
for (HashMap map : externalGuarantee_1_details) {
if (map.get("id").equals(fundDetailId)) {
HashMap status = (HashMap) map.get("status");
assertEquals("guarantorFundStatusType.withdrawn", status.get("code"));
}
}
System.out.println("-------------------------------DISBURSE LOAN-------------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.disburseLoan(LOAN_DISBURSEMENT_DATE, loanID);
LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
// First repayment
ArrayList<HashMap> loanSchedule = this.loanTransactionHelper.getLoanRepaymentSchedule(this.requestSpec, this.responseSpec, loanID);
todaysDate = Calendar.getInstance();
todaysDate.add(Calendar.DAY_OF_MONTH, -7 * 3);
String LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime());
Float totalDueForCurrentPeriod = (Float) loanSchedule.get(1).get("totalDueForPeriod");
external1_hold_funds -= new Float(827.5867);
external2_hold_funds -= new Float(413.7933);
this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID);
verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_3, external1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_2, external2_hold_funds);
// Second repayment
todaysDate = Calendar.getInstance();
todaysDate.add(Calendar.DAY_OF_MONTH, -7 * 2);
LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime());
totalDueForCurrentPeriod = (Float) loanSchedule.get(2).get("totalDueForPeriod");
external1_hold_funds -= new Float(831.4067);
external2_hold_funds -= new Float(415.7033333);
this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID);
verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_3, external1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_2, external2_hold_funds);
// third repayment
todaysDate = Calendar.getInstance();
todaysDate.add(Calendar.DAY_OF_MONTH, -7);
LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime());
totalDueForCurrentPeriod = (Float) loanSchedule.get(3).get("totalDueForPeriod");
Float self1_hold_funds_temp = self1_hold_funds - new Float(741.355);
HashMap transactionDetail = this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID);
verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds_temp);
verifySavingsOnHoldBalance(externalSavigsId_3, new Float(0));
verifySavingsOnHoldBalance(externalSavigsId_2, new Float(0));
// undo repayment
this.loanTransactionHelper.adjustLoanTransaction(loanID, (Integer) transactionDetail.get(CommonConstants.RESPONSE_RESOURCE_ID),
LOAN_REPAYMENT_DATE, "0", "");
verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_3, external1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_2, external2_hold_funds);
// undo disbursal
loanStatusHashMap = this.loanTransactionHelper.undoDisbursal(loanID);
LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
verifySavingsOnHoldBalance(selfSavigsId, new Float(self1_guarantee));
verifySavingsOnHoldBalance(externalSavigsId_3, new Float(external1_guarantee));
verifySavingsOnHoldBalance(externalSavigsId_2, new Float(external2_guarantee));
}
@SuppressWarnings({ "rawtypes", "unchecked" })
@Test
public void testGuarantor_RECOVER_GUARANTEES() {
Float self1_hold_funds = new Float(0);
Float external1_hold_funds = new Float(0);
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID);
final Integer clientID_external = ClientHelper.createClient(this.requestSpec, this.responseSpec);
ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID_external);
final Integer selfSavigsId = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID,
String.valueOf(self1_balance));
final Integer externalSavigsId_1 = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID_external,
String.valueOf(external1_balance));
final Integer loanProductID = createLoanProductWithHoldFunds("40", "20", "20");
DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy", Locale.US);
Calendar todaysDate = Calendar.getInstance();
todaysDate.add(Calendar.DAY_OF_MONTH, -21);
String LOAN_DISBURSEMENT_DATE = dateFormat.format(todaysDate.getTime());
final Integer loanID = applyForLoanApplication(clientID, loanProductID, LOAN_DISBURSEMENT_DATE);
Assert.assertNotNull(loanID);
HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
String guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID),
String.valueOf(selfSavigsId), String.valueOf(self1_guarantee)).build();
Integer selfGuarantee = this.guarantorHelper.createGuarantor(loanID, guarantorJSON);
verifySavingsOnHoldBalance(selfSavigsId, null);
Assert.assertNotNull(selfGuarantee);
guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID_external),
String.valueOf(externalSavigsId_1), String.valueOf(external1_guarantee)).build();
Integer externalGuarantee_1 = this.guarantorHelper.createGuarantor(loanID, guarantorJSON);
verifySavingsOnHoldBalance(externalSavigsId_1, null);
Assert.assertNotNull(externalGuarantee_1);
System.out.println("-----------------------------------APPROVE LOAN-----------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, loanID);
LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
self1_hold_funds += self1_guarantee;
external1_hold_funds += external1_guarantee;
verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds);
System.out.println("-------------------------------DISBURSE LOAN-------------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.disburseLoan(LOAN_DISBURSEMENT_DATE, loanID);
LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
// First repayment
ArrayList<HashMap> loanSchedule = this.loanTransactionHelper.getLoanRepaymentSchedule(this.requestSpec, this.responseSpec, loanID);
todaysDate = Calendar.getInstance();
todaysDate.add(Calendar.DAY_OF_MONTH, -14);
String LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime());
Float totalDueForCurrentPeriod = (Float) loanSchedule.get(1).get("totalDueForPeriod");
external1_hold_funds -= new Float(993.104);
this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID);
verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds);
this.loanTransactionHelper.recoverFromGuarantor(loanID);
verifySavingsBalanceAndOnHoldBalance(selfSavigsId, new Float(0), self1_balance - self1_hold_funds);
verifySavingsBalanceAndOnHoldBalance(externalSavigsId_1, new Float(0), external1_balance - external1_hold_funds);
}
@SuppressWarnings({ "rawtypes", "unchecked" })
@Test
public void testGuarantor_RECOVER_GUARANTEES_WITH_MORE_GUARANTEE() {
Float self1_hold_funds = new Float(0);
Float external1_hold_funds = new Float(0);
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID);
final Integer clientID_external = ClientHelper.createClient(this.requestSpec, this.responseSpec);
ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID_external);
Float selfBalance = new Float(10000);
Float externalBalance = new Float(10000);
Float selfguarantee = new Float(6000);
Float externalguarantee = new Float(7000);
final Integer selfSavigsId = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID,
String.valueOf(selfBalance));
final Integer externalSavigsId_1 = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID_external,
String.valueOf(externalBalance));
final Integer loanProductID = createLoanProductWithHoldFunds("40", "20", "20");
DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy", Locale.US);
Calendar todaysDate = Calendar.getInstance();
todaysDate.add(Calendar.DAY_OF_MONTH, -21);
String LOAN_DISBURSEMENT_DATE = dateFormat.format(todaysDate.getTime());
final Integer loanID = applyForLoanApplication(clientID, loanProductID, LOAN_DISBURSEMENT_DATE);
Assert.assertNotNull(loanID);
HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
String guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID),
String.valueOf(selfSavigsId), String.valueOf(selfguarantee)).build();
Integer selfGuarantee = this.guarantorHelper.createGuarantor(loanID, guarantorJSON);
verifySavingsOnHoldBalance(selfSavigsId, null);
Assert.assertNotNull(selfGuarantee);
guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID_external),
String.valueOf(externalSavigsId_1), String.valueOf(externalguarantee)).build();
Integer externalGuarantee_1 = this.guarantorHelper.createGuarantor(loanID, guarantorJSON);
verifySavingsOnHoldBalance(externalSavigsId_1, null);
Assert.assertNotNull(externalGuarantee_1);
System.out.println("-----------------------------------APPROVE LOAN-----------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, loanID);
LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
self1_hold_funds += selfguarantee;
external1_hold_funds += externalguarantee;
verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds);
System.out.println("-------------------------------DISBURSE LOAN-------------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.disburseLoan(LOAN_DISBURSEMENT_DATE, loanID);
LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
// First repayment
ArrayList<HashMap> loanSchedule = this.loanTransactionHelper.getLoanRepaymentSchedule(this.requestSpec, this.responseSpec, loanID);
todaysDate = Calendar.getInstance();
todaysDate.add(Calendar.DAY_OF_MONTH, -14);
String LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime());
Float totalDueForCurrentPeriod = (Float) loanSchedule.get(1).get("totalDueForPeriod");
external1_hold_funds -= new Float(3227.588);
this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID);
verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds);
this.loanTransactionHelper.recoverFromGuarantor(loanID);
verifySavingsBalanceAndOnHoldBalance(selfSavigsId, new Float(0), selfBalance - new Float(4615.385));
verifySavingsBalanceAndOnHoldBalance(externalSavigsId_1, new Float(0), externalBalance - new Float(2901.8553));
}
@SuppressWarnings({ "rawtypes", "unchecked" })
@Test
public void testGuarantor_WRITE_OFF_LOAN() {
Float self1_hold_funds = new Float(0);
Float external1_hold_funds = new Float(0);
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID);
final Integer clientID_external = ClientHelper.createClient(this.requestSpec, this.responseSpec);
ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID_external);
final Integer selfSavigsId = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID,
String.valueOf(self1_balance));
final Integer externalSavigsId_1 = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID_external,
String.valueOf(external1_balance));
final Integer loanProductID = createLoanProductWithHoldFunds("40", "20", "20");
DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy", Locale.US);
Calendar todaysDate = Calendar.getInstance();
todaysDate.add(Calendar.DAY_OF_MONTH, -21);
String LOAN_DISBURSEMENT_DATE = dateFormat.format(todaysDate.getTime());
final Integer loanID = applyForLoanApplication(clientID, loanProductID, LOAN_DISBURSEMENT_DATE);
Assert.assertNotNull(loanID);
HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
String guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID),
String.valueOf(selfSavigsId), String.valueOf(self1_guarantee)).build();
Integer selfGuarantee = this.guarantorHelper.createGuarantor(loanID, guarantorJSON);
verifySavingsOnHoldBalance(selfSavigsId, null);
Assert.assertNotNull(selfGuarantee);
guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID_external),
String.valueOf(externalSavigsId_1), String.valueOf(external1_guarantee)).build();
Integer externalGuarantee_1 = this.guarantorHelper.createGuarantor(loanID, guarantorJSON);
Assert.assertNotNull(externalGuarantee_1);
verifySavingsOnHoldBalance(externalSavigsId_1, null);
System.out.println("-----------------------------------APPROVE LOAN-----------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, loanID);
LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
self1_hold_funds += self1_guarantee;
external1_hold_funds += external1_guarantee;
verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds);
System.out.println("-------------------------------DISBURSE LOAN-------------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.disburseLoan(LOAN_DISBURSEMENT_DATE, loanID);
LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
// First repayment
ArrayList<HashMap> loanSchedule = this.loanTransactionHelper.getLoanRepaymentSchedule(this.requestSpec, this.responseSpec, loanID);
todaysDate = Calendar.getInstance();
todaysDate.add(Calendar.DAY_OF_MONTH, -14);
String LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime());
Float totalDueForCurrentPeriod = (Float) loanSchedule.get(1).get("totalDueForPeriod");
external1_hold_funds -= new Float(993.104);
this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID);
verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds);
verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds);
todaysDate = Calendar.getInstance();
String LOAN_WRITEOFF_DATE = dateFormat.format(todaysDate.getTime());
this.loanTransactionHelper.writeOffLoan(LOAN_WRITEOFF_DATE, loanID);
verifySavingsBalanceAndOnHoldBalance(selfSavigsId, new Float(0), self1_balance);
verifySavingsBalanceAndOnHoldBalance(externalSavigsId_1, new Float(0), external1_balance);
}
private void verifySavingsOnHoldBalance(final Integer savingsId, final Float expectedBalance) {
Float onHoldAmount = (Float) this.savingsAccountHelper.getSavingsDetails(savingsId, "onHoldFunds");
assertEquals("Verifying On Hold Funds", expectedBalance, onHoldAmount);
}
@SuppressWarnings({ "rawtypes", "cast" })
private void verifySavingsBalanceAndOnHoldBalance(final Integer savingsId, final Float expectedBalance, final Float accountBalance) {
HashMap savingsDetails = (HashMap) this.savingsAccountHelper.getSavingsDetails(savingsId);
assertEquals("Verifying On Hold Funds", expectedBalance, savingsDetails.get("onHoldFunds"));
HashMap summary = (HashMap) savingsDetails.get("summary");
assertEquals("Verifying Account balance", accountBalance, summary.get("accountBalance"));
}
@SuppressWarnings("rawtypes")
private boolean checkForErrorCode(final ArrayList<HashMap> errorData, final String errorcode) {
boolean isExists = false;
for (HashMap errorMap : errorData) {
String actualErrorCode = (String) errorMap.get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE);
if (actualErrorCode != null && actualErrorCode.equals(errorcode)) {
isExists = true;
break;
}
}
return isExists;
}
private Integer createLoanProductWithHoldFunds(final String mandatoryGuarantee, final String minimumGuaranteeFromGuarantor,
final String minimumGuaranteeFromOwnFunds) {
System.out.println("------------------------------CREATING NEW LOAN PRODUCT ---------------------------------------");
LoanProductTestBuilder builder = new LoanProductTestBuilder().withPrincipal("10000.00").withNumberOfRepayments("4")
.withRepaymentAfterEvery("1").withRepaymentTypeAsWeek().withinterestRatePerPeriod("2")
.withInterestRateFrequencyTypeAsMonths().withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsDecliningBalance()
.withOnHoldFundDetails(mandatoryGuarantee, minimumGuaranteeFromGuarantor, minimumGuaranteeFromOwnFunds);
final String loanProductJSON = builder.build(null);
return this.loanTransactionHelper.getLoanProductId(loanProductJSON);
}
private Integer applyForLoanApplication(final Integer clientID, final Integer loanProductID, final String disbursementDate) {
System.out.println("--------------------------------APPLYING FOR LOAN APPLICATION--------------------------------");
final String loanApplicationJSON = new LoanApplicationTestBuilder() //
.withPrincipal("10000.00") //
.withLoanTermFrequency("4") //
.withLoanTermFrequencyAsWeeks() //
.withNumberOfRepayments("4") //
.withRepaymentEveryAfter("1") //
.withRepaymentFrequencyTypeAsWeeks() //
.withInterestRatePerPeriod("2") //
.withAmortizationTypeAsEqualInstallments() //
.withInterestTypeAsDecliningBalance() //
.withInterestCalculationPeriodTypeSameAsRepaymentPeriod() //
.withExpectedDisbursementDate(disbursementDate) //
.withSubmittedOnDate(disbursementDate) //
.build(clientID.toString(), loanProductID.toString(), null);
return this.loanTransactionHelper.getLoanId(loanApplicationJSON);
}
}