/**
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this file,
* You can obtain one at http://mozilla.org/MPL/2.0/.
*/
package org.mifosplatform.integrationtests;
import java.util.HashMap;
import org.junit.Assert;
import org.junit.Before;
import org.junit.Test;
import org.mifosplatform.integrationtests.common.ClientHelper;
import org.mifosplatform.integrationtests.common.Utils;
import org.mifosplatform.integrationtests.common.loans.LoanApplicationTestBuilder;
import org.mifosplatform.integrationtests.common.loans.LoanProductTestBuilder;
import org.mifosplatform.integrationtests.common.loans.LoanStatusChecker;
import org.mifosplatform.integrationtests.common.loans.LoanTransactionHelper;
import com.jayway.restassured.builder.RequestSpecBuilder;
import com.jayway.restassured.builder.ResponseSpecBuilder;
import com.jayway.restassured.http.ContentType;
import com.jayway.restassured.specification.RequestSpecification;
import com.jayway.restassured.specification.ResponseSpecification;
/**
* Client Loan Integration Test for checking Loan Disbursement with Waive
* Interest and Write-Off.
*/
@SuppressWarnings({ "rawtypes" })
public class LoanWithWaiveInterestAndWriteOffIntegrationTest {
private ResponseSpecification responseSpec;
private RequestSpecification requestSpec;
private final String LP_PRINCIPAL = "12,000.00", LP_REPAYMENTS = "2", LP_REPAYMENT_PERIOD = "6", LP_INTEREST_RATE = "1",
PRINCIPAL = "4,500.00", LOAN_TERM_FREQUENCY = "18", NUMBER_OF_REPAYMENTS = "9", REPAYMENT_PERIOD = "2",
DISBURSEMENT_DATE = "30 October 2010", LOAN_APPLICATION_SUBMISSION_DATE = "23 September 2010",
EXPECTED_DISBURSAL_DATE = "28 October 2010", RATE_OF_INTEREST_PER_PERIOD = "2", DATE_OF_JOINING = "04 March 2009",
INTEREST_VALUE_AMOUNT = "40.00";
private LoanTransactionHelper loanTransactionHelper;
@Before
public void setup() {
Utils.initializeRESTAssured();
this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build();
this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey());
this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build();
this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec);
}
@Test
public void checkClientLoanCreateAndDisburseFlow() {
// CREATE CLIENT
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec, this.DATE_OF_JOINING);
ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID);
// CREATE LOAN PRODUCT
final Integer loanProductID = createLoanProduct();
// APPLY FOR LOAN
final Integer loanID = applyForLoanApplication(clientID, loanProductID);
HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
System.out.println("-----------------------------------APPROVE LOAN-----------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.approveLoan("28 September 2010", loanID);
LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
// UNDO APPROVAL
loanStatusHashMap = this.loanTransactionHelper.undoApproval(loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
System.out.println("-----------------------------------RE-APPROVE LOAN-----------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.approveLoan("1 October 2010", loanID);
LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
// DISBURSE
loanStatusHashMap = this.loanTransactionHelper.disburseLoan(this.DISBURSEMENT_DATE, loanID);
System.out.println("DISBURSE " + loanStatusHashMap);
LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
// PERFORM REPAYMENTS AND CHECK LOAN STATUS
this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(1, 4000.0F, loanID);
this.loanTransactionHelper.makeRepayment("1 January 2011", 540.0f, loanID);
// UNDO DISBURSE LOAN
loanStatusHashMap = this.loanTransactionHelper.undoDisbursal(loanID);
LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
// DIBURSE AGAIN
loanStatusHashMap = this.loanTransactionHelper.disburseLoan(this.DISBURSEMENT_DATE, loanID);
System.out.println("DISBURSE " + loanStatusHashMap);
LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
// MAKE REPAYMENTS
final float repayment_with_interest = 540.0f;
final float repayment_without_interest = 500.0f;
this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(1, 4000.0F, loanID);
this.loanTransactionHelper.makeRepayment("1 January 2011", repayment_with_interest, loanID);
this.loanTransactionHelper.makeRepayment("1 March 2011", repayment_with_interest, loanID);
this.loanTransactionHelper.waiveInterest("1 May 2011", this.INTEREST_VALUE_AMOUNT, loanID);
this.loanTransactionHelper.makeRepayment("1 May 2011", repayment_without_interest, loanID);
this.loanTransactionHelper.makeRepayment("1 July 2011", repayment_with_interest, loanID);
this.loanTransactionHelper.waiveInterest("1 September 2011", this.INTEREST_VALUE_AMOUNT, loanID);
this.loanTransactionHelper.makeRepayment("1 September 2011", repayment_without_interest, loanID);
this.loanTransactionHelper.makeRepayment("1 November 2011", repayment_with_interest, loanID);
this.loanTransactionHelper.waiveInterest("1 January 2012", this.INTEREST_VALUE_AMOUNT, loanID);
this.loanTransactionHelper.makeRepayment("1 January 2012", repayment_without_interest, loanID);
this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(7, 1000.0f, loanID);
// WRITE OFF LOAN AND CHECK ACCOUNT IS CLOSED
LoanStatusChecker.verifyLoanAccountIsClosed(this.loanTransactionHelper.writeOffLoan("1 March 2012", loanID));
}
@Test
public void checkClientLoan_WRITTEN_OFF() {
// CREATE CLIENT
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec, this.DATE_OF_JOINING);
ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID);
// CREATE LOAN PRODUCT
final Integer loanProductID = createLoanProduct();
// APPLY FOR LOAN
final Integer loanID = applyForLoanApplication(clientID, loanProductID);
HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
System.out.println("-----------------------------------APPROVE LOAN-----------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.approveLoan("28 September 2010", loanID);
LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
// DISBURSE
loanStatusHashMap = this.loanTransactionHelper.disburseLoan(this.DISBURSEMENT_DATE, loanID);
System.out.println("DISBURSE " + loanStatusHashMap);
LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
// MAKE REPAYMENTS
final float repayment_with_interest = 680.0f;
this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(1, 4000.0F, loanID);
this.loanTransactionHelper.makeRepayment("1 January 2011", repayment_with_interest, loanID);
HashMap toLoanSummaryAfter = this.loanTransactionHelper.getLoanSummary(requestSpec, responseSpec, loanID);
Assert.assertTrue("Checking for Principal paid ",
new Float("500.0").compareTo(new Float(String.valueOf(toLoanSummaryAfter.get("principalPaid")))) == 0);
Assert.assertTrue("Checking for interestPaid paid ",
new Float("180.0").compareTo(new Float(String.valueOf(toLoanSummaryAfter.get("interestPaid")))) == 0);
Assert.assertTrue("Checking for total paid ",
new Float("680.0").compareTo(new Float(String.valueOf(toLoanSummaryAfter.get("totalRepayment")))) == 0);
// WRITE OFF LOAN AND CHECK ACCOUNT IS CLOSED
LoanStatusChecker.verifyLoanAccountIsClosed(this.loanTransactionHelper.writeOffLoan("1 January 2011", loanID));
toLoanSummaryAfter = this.loanTransactionHelper.getLoanSummary(requestSpec, responseSpec, loanID);
Assert.assertTrue("Checking for Principal written off ",
new Float("4000.0").compareTo(new Float(String.valueOf(toLoanSummaryAfter.get("principalWrittenOff")))) == 0);
Assert.assertTrue("Checking for interestPaid written off ",
new Float("1440.0").compareTo(new Float(String.valueOf(toLoanSummaryAfter.get("interestWrittenOff")))) == 0);
Assert.assertTrue("Checking for total written off ",
new Float("5440.0").compareTo(new Float(String.valueOf(toLoanSummaryAfter.get("totalWrittenOff")))) == 0);
}
private Integer createLoanProduct() {
System.out.println("------------------------------CREATING NEW LOAN PRODUCT ---------------------------------------");
final String loanProductJSON = new LoanProductTestBuilder().withPrincipal(this.LP_PRINCIPAL).withRepaymentTypeAsMonth()
.withRepaymentAfterEvery(this.LP_REPAYMENT_PERIOD).withNumberOfRepayments(this.LP_REPAYMENTS).withRepaymentTypeAsMonth()
.withinterestRatePerPeriod(this.LP_INTEREST_RATE).withInterestRateFrequencyTypeAsMonths()
.withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsFlat().build(null);
return this.loanTransactionHelper.getLoanProductId(loanProductJSON);
}
private Integer applyForLoanApplication(final Integer clientID, final Integer loanProductID) {
System.out.println("--------------------------------APPLYING FOR LOAN APPLICATION--------------------------------");
final String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal(this.PRINCIPAL)
.withLoanTermFrequency(this.LOAN_TERM_FREQUENCY).withLoanTermFrequencyAsMonths()
.withNumberOfRepayments(this.NUMBER_OF_REPAYMENTS).withRepaymentEveryAfter(this.REPAYMENT_PERIOD)
.withRepaymentFrequencyTypeAsMonths().withInterestRatePerPeriod(this.RATE_OF_INTEREST_PER_PERIOD)
.withInterestTypeAsFlatBalance().withAmortizationTypeAsEqualInstallments()
.withInterestCalculationPeriodTypeSameAsRepaymentPeriod().withExpectedDisbursementDate(this.EXPECTED_DISBURSAL_DATE)
.withSubmittedOnDate(this.LOAN_APPLICATION_SUBMISSION_DATE).build(clientID.toString(), loanProductID.toString(), null);
return this.loanTransactionHelper.getLoanId(loanApplicationJSON);
}
}